Business Administration, Management and Operations at Franciscan University of Steubenville

The estimated $26,289 in debt here significantly exceeds both the state median of $16,125 and the national median of $13,980 for associate's degrees in business—nearly double both benchmarks. While similar Ohio programs suggest first-year earnings around $37,100, that debt load translates to a 0.71 debt-to-earnings ratio, which is manageable but tight for an associate's degree. The real concern is comparative: the top business associate's programs in Ohio—including community colleges like Sinclair and Cincinnati State—are producing first-year earnings in the mid-$40,000s, and they're almost certainly doing it with substantially less debt given their community college pricing.

For a Catholic university charging what appears to be private school rates for a two-year credential, you're looking at debt levels more typical of bachelor's degree programs. If your child is drawn to Franciscan's faith-based environment, the four-year business degree might offer better value through potentially higher earnings and more robust career services. Otherwise, comparing this program against Ohio's community college options is essential—many offer similar business programs with reported outcomes showing $8,000-10,000 more in first-year earnings while charging a fraction of the tuition.

The bottom line: this debt level for an associate's degree requires scrutiny. Get clarity on actual job placement rates and whether graduates typically continue to bachelor's programs. If this is a stepping stone to a four-year degree at Franciscan, factor in total debt across both credentials before committing.