Analysis
An estimated debt load of $12,500 positions this program below both the national median ($14,932) and Maryland's state median ($11,301) for computer science associate degrees—a meaningful advantage when first-year earnings hover around $36,000. While these figures come from peer programs nationally rather than Frederick Community College's specific outcomes, the debt-to-earnings ratio of 0.35 falls within a manageable range for entry-level tech work.
The challenge lies in what happens next. Associate degrees in computer science often serve as either stepping stones to bachelor's programs or direct pathways to technical support and IT roles. At roughly $36,000 in that first year—matching the national median for this credential—graduates would need about four months of gross income to clear their estimated debt burden. That's reasonable if the degree leads to steady employment or transfer opportunities, but modest if it becomes a career endpoint in a field where bachelor's holders typically earn significantly more.
For parents weighing this investment, the key question is trajectory: does your student plan to transfer to complete a four-year degree, or pursue immediate employment in Frederick's job market? The estimated debt is light enough to avoid crushing either path, but the earnings potential suggests this works best as part one of a longer educational plan or as training for a specific local opportunity your family has already identified.
Where Frederick Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,772 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frederick Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.