Analysis
The debt burden here looks manageable—peer programs nationally suggest around $15,800 in loans for an associate's degree that could lead to first-year earnings near $38,600. That 0.41 debt-to-earnings ratio means the estimated loan balance equals about five months of gross pay, which is reasonable for a two-year credential. Maryland's strong tech economy could also work in graduates' favor, even if this specific program hasn't produced enough graduates yet for the Department of Education to publish actual outcomes.
The challenge is that Frederick Community College is the only school in Maryland reporting this particular program to the DOE, and its graduate cohort is too small to verify these estimates. We're relying entirely on national benchmarks from similar data processing associate's programs elsewhere. If this program is genuinely preparing students for IT support, database administration, or systems analyst roles—common paths for data processing graduates—the estimated earnings align with entry-level expectations in those fields.
Given the uncertainty, focus on concrete details: what technologies the curriculum covers, whether internships are built in, and how recent graduates have actually fared in job placement. The estimated numbers suggest a viable pathway, but without actual outcomes from this program, you're making a decision with less visibility than you'd have at schools with published data.
Where Frederick Community College Stands
Earnings vs. debt across all data processing associates's programs nationally
Compare to Similar Programs Nationally
Data Processing associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,772 | $38,559* | — | $15,813* | — | |
| $8,400 | $44,801* | $44,359 | $19,000* | 0.42 | |
| $4,788 | $40,012* | $43,832 | $14,013* | 0.35 | |
| $5,046 | $39,702* | $44,889 | —* | — | |
| $5,639 | $39,062* | $51,290 | $21,083* | 0.54 | |
| $4,468 | $38,825* | $43,340 | $16,500* | 0.42 | |
| National Median | — | $38,559* | — | $16,500* | 0.43 |
Career Paths
Occupations commonly associated with data processing graduates
Computer Occupations, All Other
Web Administrators
Geographic Information Systems Technologists and Technicians
Document Management Specialists
Penetration Testers
Information Security Engineers
Digital Forensics Analysts
Blockchain Engineers
Computer Systems Engineers/Architects
Information Technology Project Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frederick Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 14 similar programs. Actual outcomes may vary.