Analysis
A debt load near $25,500 positions this program right at the national median for biochemistry bachelor's degrees, but national peer programs suggest first-year earnings around $38,000—significantly above what other Tennessee biochemistry graduates typically earn. The state median sits at just $26,000, with reported outcomes from MTSU and Lipscomb falling in the $23,000-$29,000 range. If Freed-Hardeman's graduates actually track closer to these Tennessee benchmarks rather than the national estimate, the debt picture becomes considerably less manageable.
The 0.67 debt-to-earnings ratio appears reasonable on paper, falling well below the 1.0 threshold that signals potential repayment strain. However, this calculation assumes outcomes align with national rather than regional patterns. Biochemistry degrees often serve as stepping stones to graduate school or professional programs rather than immediate career entry points. If your child plans to continue their education, that $25,500 will compound with additional borrowing. If they're entering the workforce directly and earnings land closer to Tennessee's typical $26,000, monthly loan payments will consume a much larger share of take-home pay than the national estimate suggests.
Given Freed-Hardeman's relatively open admissions and the wide variation in Tennessee biochemistry outcomes, treat the favorable national figures with caution. The program could perform well, but without actual graduate data, you're banking on outcomes that may not reflect this institution's specific placement patterns or regional employer demand.
Where Freed-Hardeman University Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs in Tennessee
Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Tennessee (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,000 | $38,037* | — | $25,489* | — | |
| $9,506 | $28,642* | $54,464 | $17,000* | 0.59 | |
| $38,824 | $23,075* | — | $24,619* | 1.07 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Freed-Hardeman University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.