Mathematics at Freed-Hardeman University

A $21,750 debt load for a mathematics degree positions Freed-Hardeman's program reasonably well, though the full picture here relies on estimates drawn from peer institutions rather than this school's specific outcomes. Similar programs in Tennessee suggest first-year earnings around $51,000—slightly above the national median for math bachelor's degrees and translating to a debt-to-earnings ratio of 0.42. That's manageable territory, suggesting graduates could realistically pay down their loans within a few years if they pursue quantitative careers.

The challenge lies in Tennessee's wide variance for math programs. Vanderbilt produces dramatically higher earnings (over $100,000), while UT-Knoxville's math graduates start around $39,000 despite its larger reputation. Freed-Hardeman's estimated positioning near the state median suggests the program should prepare students adequately for entry-level quantitative work, though it won't command the premium that Tennessee's elite programs deliver. The relatively low debt estimate—comparable to national norms and below many state peers—keeps the downside risk modest even if actual outcomes fall short of projections.

Given the small graduate cohort that necessitated these estimates, your best move is contacting Freed-Hardeman directly about recent graduate outcomes and career placements. Ask specifically where math majors land—secondary teaching positions pay differently than actuarial or data analyst roles—and whether the program supports pathways into higher-earning quantitative fields. The estimated numbers suggest reasonable value, but you need actual placement data to confirm whether this particular program delivers.