Median Earnings (1yr)
$49,013
29th percentile
25th percentile in Maryland
Median Debt
$27,000
8% above national median

Analysis

Frostburg State's accounting graduates start nearly $15,000 behind the Maryland median and rank in the bottom quarter of the state's accounting programs. With first-year earnings of $49,013, these graduates earn less than those from every other Maryland accounting program in our data—including schools like Mount St. Mary's and McDaniel that serve similar student populations. The gap widens when you look four years out: $64,546 versus the state median of $64,012 at year one, meaning Frostburg grads are just catching up to where peers at other Maryland schools started.

The silver lining is manageable debt at $27,000, which keeps the debt-to-earnings ratio reasonable at 0.55. That's slightly above the state median but not alarming. The 32% earnings growth over four years is solid, suggesting graduates do find their footing eventually. However, the sample size here is small—fewer than 30 graduates—so these figures could swing considerably year to year.

For Maryland families, this matters because in-state tuition likely makes Frostburg affordable, but the earnings gap is real. If your child has admission offers from other Maryland public accounting programs, compare the total costs carefully. The lower starting salary means roughly $60,000 less in cumulative earnings over the first four years compared to University of Maryland-College Park graduates, which could offset any tuition savings multiple times over.

Where Frostburg State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Frostburg State University$49,013$64,546+32%
Loyola University Maryland$69,305$86,541+25%
University of Maryland-College Park$69,821$84,592+21%
Salisbury University$62,889$77,022+22%
McDaniel College$65,941$74,227+13%

Compare to Similar Programs in Maryland

Accounting bachelors's programs at peer institutions in Maryland (17 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State UniversityFrostburg$9,998$49,013$64,546$27,0000.55
University of Maryland-College ParkCollege Park$11,505$69,821$84,592$15,0000.21
Loyola University MarylandBaltimore$55,480$69,305$86,541$27,0000.39
Stevenson UniversityOwings Mills$39,708$67,261$73,483$24,9220.37
McDaniel CollegeWestminster$49,647$65,941$74,227$24,2100.37
Mount St. Mary's UniversityEmmitsburg$47,240$64,849$67,143$19,5000.30
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.