Analysis
Frostburg State's accounting graduates start nearly $15,000 behind the Maryland median and rank in the bottom quarter of the state's accounting programs. With first-year earnings of $49,013, these graduates earn less than those from every other Maryland accounting program in our data—including schools like Mount St. Mary's and McDaniel that serve similar student populations. The gap widens when you look four years out: $64,546 versus the state median of $64,012 at year one, meaning Frostburg grads are just catching up to where peers at other Maryland schools started.
The silver lining is manageable debt at $27,000, which keeps the debt-to-earnings ratio reasonable at 0.55. That's slightly above the state median but not alarming. The 32% earnings growth over four years is solid, suggesting graduates do find their footing eventually. However, the sample size here is small—fewer than 30 graduates—so these figures could swing considerably year to year.
For Maryland families, this matters because in-state tuition likely makes Frostburg affordable, but the earnings gap is real. If your child has admission offers from other Maryland public accounting programs, compare the total costs carefully. The lower starting salary means roughly $60,000 less in cumulative earnings over the first four years compared to University of Maryland-College Park graduates, which could offset any tuition savings multiple times over.
Where Frostburg State University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Frostburg State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Frostburg State University | $49,013 | $64,546 | +32% |
| Loyola University Maryland | $69,305 | $86,541 | +25% |
| University of Maryland-College Park | $69,821 | $84,592 | +21% |
| Salisbury University | $62,889 | $77,022 | +22% |
| McDaniel College | $65,941 | $74,227 | +13% |
Compare to Similar Programs in Maryland
Accounting bachelors's programs at peer institutions in Maryland (17 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,998 | $49,013 | $64,546 | $27,000 | 0.55 | |
| $11,505 | $69,821 | $84,592 | $15,000 | 0.21 | |
| $55,480 | $69,305 | $86,541 | $27,000 | 0.39 | |
| $39,708 | $67,261 | $73,483 | $24,922 | 0.37 | |
| $49,647 | $65,941 | $74,227 | $24,210 | 0.37 | |
| $47,240 | $64,849 | $67,143 | $19,500 | 0.30 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.