Analysis
An associate's degree in computer science at Garrett College appears manageable from a debt standpoint, with estimated borrowing of $12,500 sitting comfortably below the $14,932 national median for similar programs. That's the good news for a rural Maryland community college serving a student body where nearly a third receive Pell grants.
The challenge lies in what happens after graduation. Based on comparable associate's programs nationwide, first-year earnings hover around $35,761βwhich translates to roughly $17 per hour. While the debt-to-earnings ratio of 0.35 suggests the loan burden won't be crushing, that initial salary is modest for tech work, even at the entry level. For context, Maryland's IT sector typically commands higher wages than this estimate reflects, which raises questions about whether these graduates are landing technical roles or something closer to general office work.
The real concern is whether an associate's alone provides enough credentials to access better-paying positions in Maryland's competitive tech corridor. Many computer science associate's holders use the degree as a stepping stone to a bachelor's, where earnings jump significantly. If your child plans to enter the workforce immediately after two years, probe what kinds of jobs Garrett's graduates actually secure and whether local employers recognize this credential as sufficient for technical positions.
Where Garrett College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,060 | $35,761* | β | $12,500* | β | |
| $5,550 | $60,163* | β | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | β | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | β | $35,760* | β | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Garrett College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.