Analysis
An estimated debt load of $16,000 for an associate's degree in accounting positions this program more favorably than many alternatives. Peer accounting programs at community colleges nationally carry a median debt of $19,354, while Arizona programs typically burden graduates with $18,446. If GateWay's actual outcomes align with these estimates, students here would be borrowing roughly 18% less than the state average while entering a field with relatively stable entry-level opportunities.
The projected first-year earnings of $37,001 mirror the national median exactly, though they fall slightly below what similar programs in Arizona typically produce ($38,076). With a debt-to-earnings ratio of 0.43, comparable programs suggest graduates could manage their loans on about half a year's income—a workable scenario for most accounting positions. Programs at nearby Pima Community College report actual earnings of $37,358, reinforcing that these estimates reflect realistic outcomes for Arizona's community college accounting graduates.
The combination of below-average estimated debt and on-target earnings creates a decent foundation for an accounting career, particularly for students seeking credentials quickly without university costs. However, since both figures are estimates derived from peer institutions rather than GateWay's own graduate outcomes, confirm whether the school provides job placement support and connections to Phoenix-area employers—factors that matter as much as the degree itself in converting credentials into actual paychecks.
Where GateWay Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Arizona
Accounting associates's programs at peer institutions in Arizona (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,358 | $37,001* | — | $15,979* | — | |
| $9,552 | $38,794* | $39,413 | $24,793* | 0.64 | |
| $2,370 | $37,358* | $34,454 | $12,098* | 0.32 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At GateWay Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.