Analysis
An estimated $12,500 in debt for an associate's degree in computer science looks manageable on paper—the 0.35 debt-to-earnings ratio sits well below the danger zone. But peer programs in California tell a different story about what this field can deliver. While similar programs nationally suggest first-year earnings around $36,000, California's median for these programs reaches $45,000, suggesting Gavilan's graduates might be leaving significant money on the table if these estimates hold true.
The gap matters because California's tech economy typically offers premium wages even for entry-level positions. Other community colleges in the state producing computer science graduates are seeing their alumni earn $8,000-$9,000 more annually right out of the gate. Whether that gap reflects Gavilan's location in Gilroy—away from major tech hubs—or something about curriculum and employer connections, it's worth investigating why the estimated outcomes here track closer to the national average than the California standard.
For families considering this program, the key question is whether Gavilan provides a stepping stone to better opportunities—either through transfer to a four-year program or immediate employment with room for advancement. The debt load won't be crushing, but you'll want concrete information from the school about where recent graduates actually work and what they earn, since these figures are extrapolated from peer institutions rather than Gavilan's own track record.
Where Gavilan College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in California
Computer and Information Sciences associates's programs at peer institutions in California (93 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,506 | $35,761* | — | $12,500* | — | |
| — | $44,653* | — | $19,300* | 0.43 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gavilan College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.