Analysis
Comparable business programs in Massachusetts suggest this associate's degree produces typical community college outcomes—first-year earnings around $39,000 that grow to $43,000 by year four. That puts graduates right in line with the state median and slightly above the national average for business associate's degrees. The estimated $9,250 in debt is notably lower than the $13,000 national median, creating a manageable debt-to-earnings ratio of 0.24.
The four-year earnings figure of $43,474 tells an important story: it exceeds both the state median and the national 75th percentile, suggesting this credential can lead to steady income growth in the early career years. The financial math works in a straightforward way—with debt at just 24% of first-year earnings, graduates based on peer programs should be able to handle repayment while building financial stability. This aligns with the community college model of providing accessible education without crushing debt loads.
For parents weighing this investment, the estimates point to a sensible entry point into business careers. The combination of below-average debt and above-average mid-career earnings creates a practical foundation, though recognize these figures come from similar programs across Massachusetts rather than tracked outcomes from Greenfield specifically. If your student is exploring business without committing to a four-year path immediately, this represents the kind of low-risk credential that can either launch a career or transfer toward a bachelor's degree.
Where Greenfield Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Greenfield Community College | — | $43,474 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Mount Wachusett Community College | $42,825 | $52,852 | +23% |
| Springfield Technical Community College | $19,969 | $42,728 | +114% |
| Bristol Community College | $35,815 | $39,349 | +10% |
Compare to Similar Programs in Massachusetts
Business/Commerce associates's programs at peer institutions in Massachusetts (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,810 | $39,217* | $43,474 | $9,250* | — | |
| $6,000 | $42,825* | $52,852 | $9,250* | 0.22 | |
| $5,974 | $42,618* | — | $17,500* | 0.41 | |
| $5,412 | $35,815* | $39,349 | $7,480* | 0.21 | |
| $5,520 | $19,969* | $42,728 | $7,200* | 0.36 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Greenfield Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MA. Actual outcomes may vary.