Est. Earnings (1yr)
$39,217
Est. from MA median (4 programs)
Est. Median Debt
$9,250
Est. from MA median (5 programs)

Analysis

Comparable business programs in Massachusetts suggest this associate's degree produces typical community college outcomes—first-year earnings around $39,000 that grow to $43,000 by year four. That puts graduates right in line with the state median and slightly above the national average for business associate's degrees. The estimated $9,250 in debt is notably lower than the $13,000 national median, creating a manageable debt-to-earnings ratio of 0.24.

The four-year earnings figure of $43,474 tells an important story: it exceeds both the state median and the national 75th percentile, suggesting this credential can lead to steady income growth in the early career years. The financial math works in a straightforward way—with debt at just 24% of first-year earnings, graduates based on peer programs should be able to handle repayment while building financial stability. This aligns with the community college model of providing accessible education without crushing debt loads.

For parents weighing this investment, the estimates point to a sensible entry point into business careers. The combination of below-average debt and above-average mid-career earnings creates a practical foundation, though recognize these figures come from similar programs across Massachusetts rather than tracked outcomes from Greenfield specifically. If your student is exploring business without committing to a four-year path immediately, this represents the kind of low-risk credential that can either launch a career or transfer toward a bachelor's degree.

Where Greenfield Community College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Greenfield Community College$43,474
Thomas More University$83,571$68,202-18%
Mount Wachusett Community College$42,825$52,852+23%
Springfield Technical Community College$19,969$42,728+114%
Bristol Community College$35,815$39,349+10%

Compare to Similar Programs in Massachusetts

Business/Commerce associates's programs at peer institutions in Massachusetts (10 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Greenfield Community CollegeGreenfield$5,810$39,217*$43,474$9,250*
Mount Wachusett Community CollegeGardner$6,000$42,825*$52,852$9,250*0.22
Quinsigamond Community CollegeWorcester$5,974$42,618*$17,500*0.41
Bristol Community CollegeFall River$5,412$35,815*$39,349$7,480*0.21
Springfield Technical Community CollegeSpringfield$5,520$19,969*$42,728$7,200*0.36
National Median$36,591*$13,437*0.37
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Greenfield Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MA. Actual outcomes may vary.