Analysis
An estimated $19,500 in debt for a bachelor's in economics positions Hardin-Simmons graduates reasonably well compared to what similar programs across Texas typically require. Based on peer economics programs in the state, first-year earnings around $51,000 suggest graduates can expect to earn about 2.6 times their debt load—a manageable ratio that keeps monthly payments from overwhelming entry-level budgets. This falls right in line with what Texas economics programs generally produce, though it's worth noting the state's top programs (Rice, SMU, UT Austin) report substantially higher earnings for their economics graduates.
What these estimates don't reveal is where Hardin-Simmons economics majors actually land career-wise. The school's 97% admission rate and modest SAT scores suggest a different student profile than the state's flagship programs, yet comparable Texas economics programs still produce solid outcomes. The key question is whether Hardin-Simmons provides the internship networks, placement support, and employer connections that turn an economics degree into a competitive job offer, particularly since nearly 40% of students receive Pell grants and likely need strong employment outcomes quickly after graduation.
For parents, the debt level appears reasonable if your student genuinely wants economics and has clear career goals in mind. But given the lack of school-specific data, push hard on placement statistics during campus visits—where do recent graduates actually work, and what specific support does the economics department provide beyond coursework?
Where Hardin-Simmons University Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Texas
Economics bachelors's programs at peer institutions in Texas (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,686 | $51,068* | — | $19,500* | — | |
| $58,128 | $78,814* | $88,145 | $11,289* | 0.14 | |
| $64,460 | $71,630* | $74,491 | $19,500* | 0.27 | |
| $11,678 | $58,717* | $81,620 | $21,125* | 0.36 | |
| $51,352 | $57,482* | $72,862 | $20,500* | 0.36 | |
| $50,880 | $55,732* | $57,745 | $24,752* | 0.44 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in TX. Actual outcomes may vary.