Median Earnings (1yr)
$32,805
22nd percentile (40th in MD)
Median Debt
$25,578
3% below national median
Debt-to-Earnings
0.78
Manageable
Sample Size
17
Limited data

Analysis

Hood College's social work program shows a concerning pattern for a small but important reason: graduates earn notably less than peers across Maryland in their first year out—about $5,000 below the state median. That might not sound dramatic, but in a field where starting salaries cluster tightly, Hood sits near the bottom of Maryland's ten programs, earning less than graduates from schools like Frostburg State and Coppin State.

The upside is significant earnings growth. By year four, graduates reach $45,833—a 40% jump that brings them closer to parity with peers. That trajectory suggests the degree opens doors over time, even if the first job doesn't pay well. The debt load of $25,578 isn't outrageous (slightly below state averages), but paired with that $32,805 starting salary, it creates a tight first few years financially.

Here's the reality check: this data comes from fewer than 30 graduates, so one or two outliers could skew everything. If your child is drawn to Hood for specific reasons—faculty mentorship, location in Frederick, smaller class sizes—the program might work. But purely as a financial investment in social work training, Maryland offers stronger options at similar or lower costs, particularly public universities where starting salaries run $5,000-$7,500 higher. The later earnings growth is encouraging, but those lean early years matter when you're managing loan payments on a social worker's salary.

Where Hood College Stands

Earnings vs. debt across all social work bachelors's programs nationally

Hood CollegeOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hood College graduates compare to all programs nationally

Hood College graduates earn $33k, placing them in the 22th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Social Work bachelors's programs at peer institutions in Maryland (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hood College$32,805$45,833$25,5780.78
University of Maryland-Baltimore County$40,316$52,571$22,5000.56
Morgan State University$39,059$49,525$35,0000.90
Frostburg State University$37,836—$26,0000.69
Coppin State University$37,612$44,797$28,7500.76
Salisbury University$34,917$51,043$23,5520.67
National Median$37,296—$26,3620.71

Other Social Work Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-Baltimore County
Baltimore
$12,952$40,316$22,500
Morgan State University
Baltimore
$8,118$39,059$35,000
Frostburg State University
Frostburg
$9,998$37,836$26,000
Coppin State University
Baltimore
$7,001$37,612$28,750
Salisbury University
Salisbury
$10,638$34,917$23,552

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hood College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.