Median Earnings (1yr)
$37,836
56th percentile
60th percentile in Maryland
Median Debt
$26,000
1% below national median

Analysis

With a small sample size requiring caution, Frostburg State's social work program appears to offer reasonable value for Maryland students, with first-year earnings of $37,836 slightly outperforming both state and national medians. Among Maryland's 10 social work programs, this places graduates in the 60th percentile—respectable for a highly accessible institution with an 89% acceptance rate. The $26,000 debt load translates to a manageable 0.69 debt-to-earnings ratio, meaning graduates owe roughly eight months of their first-year salary.

The bigger question is whether social work itself makes financial sense. Starting near $38,000 for a helping profession that typically requires graduate education for career advancement is the industry reality, not a Frostburg-specific problem. This program positions students comparably to UMBC ($40,316) and Morgan State ($39,059) without the potential higher costs of more selective schools.

For families committed to social work, Frostburg delivers on-par results at a state school price point. The modest debt burden matters more here than in higher-earning fields—you don't want your child starting a service career underwater financially. Just remember these numbers reflect fewer than 30 graduates, so individual outcomes may vary considerably. One advantage: a third of students receive Pell grants, suggesting the school understands its mission serves students who need affordable pathways into social services.

Where Frostburg State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Compare to Similar Programs in Maryland

Social Work bachelors's programs at peer institutions in Maryland (10 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State UniversityFrostburg$9,998$37,836—$26,0000.69
University of Maryland-Baltimore CountyBaltimore$12,952$40,316$52,571$22,5000.56
Morgan State UniversityBaltimore$8,118$39,059$49,525$35,0000.90
Coppin State UniversityBaltimore$7,001$37,612$44,797$28,7500.76
Salisbury UniversitySalisbury$10,638$34,917$51,043$23,5520.67
Bowie State UniversityBowie$8,999$32,989$51,598$31,0000.94
National Median—$37,296—$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.