Social Work at University of Maryland-Baltimore County

UMBC's social work program punches above its weight in a field where earnings typically struggle. With first-year graduates earning $40,316—outpacing 79% of social work programs nationally—this represents one of Maryland's stronger options in a state where most programs cluster in the mid-to-high $30,000s. More importantly, debt loads here are significantly lighter than typical: $22,500 versus the $26,362 national median means graduates start with manageable payments even on social work salaries.

The earnings trajectory tells an encouraging story for a helping profession. That 30% jump to $52,571 by year four suggests graduates are moving into supervisory roles or specialized positions faster than the norm. While UMBC ranks 60th percentile within Maryland—behind Morgan State and Frostburg—the absolute dollar difference is minimal (under $1,500 initially), and the debt advantage more than compensates.

For parents worried about funding a social work degree, this program offers a practical path. Your child graduates with below-average debt, above-average starting earnings, and clear salary progression. The moderate admission rate means qualified students have realistic access to one of the region's better-performing programs in this field. It's not glamorous money, but it's about as financially sound as social work education gets.