Analysis
A debt load around $22,000 against first-year earnings in the mid-$40,000s—based on what similar mathematics programs across New York typically produce—represents a manageable financial starting point. The debt-to-earnings ratio of 0.47 means graduates would owe roughly half their first year's salary, a workable situation that shouldn't demand extreme financial sacrifice in those crucial early career years.
What's harder to assess is where Houghton's mathematics program sits within New York's competitive landscape. The state's top programs—Cornell, RPI, Fordham—produce graduates earning $58,000 to $87,000 in their first year, nearly double the state median this estimate is drawn from. Mathematics degrees can lead to vastly different outcomes depending on whether graduates pursue actuarial work, data science, teaching, or graduate study. Without program-specific data, there's no way to know if Houghton's curriculum and network position students for the higher-earning paths or more modest ones.
The 93% admission rate and Pell grant distribution suggest Houghton serves a broad student population, which is commendable but doesn't clarify career preparation strength. For a mathematics major considering Houghton, the crucial questions become: What specific roles do recent graduates land? What companies recruit here? Do alumni networks open doors to quantitative careers that justify the investment? The estimated financial picture isn't alarming, but you'll need direct answers from the department about career outcomes to know if this program delivers value beyond the degree itself.
Where Houghton University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,290 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houghton University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.