Finance and Financial Management Services (Bachelor's Degree) at Houston Christian University

Est. Earnings (1yr)

$52,581

Est. from TX median (40 programs)

Est. Median Debt

$22,961

Est. from TX median (10 programs)

Analysis

A $23,000 debt load for a finance degree is manageable, but when your child's earning potential is estimated from 40 other Texas programs rather than this school's actual outcomes, you're working with uncertainty that matters. Similar finance programs across Texas suggest first-year earnings around $52,600—right at the national median—which would translate to a debt-to-earnings ratio of 0.44. That's reasonable territory for a business degree, assuming Houston Christian's graduates actually match those estimates.

The challenge is context. Texas finance programs with reported data show a massive range: UT Austin and SMU graduates start above $80,000, while Houston Christian's estimated figure sits $30,000 below that. With 54% of students on Pell grants and an average SAT of 1092, the school serves students who may face different employment pathways than those at flagship universities. The estimate doesn't account for Houston Christian's specific alumni network, career services quality, or how finance recruiters view the degree.

Your decision hinges on what you can verify independently. Can the school show recent placement rates with actual employers and starting salaries? Do graduates land at Houston's major banks and energy companies, or are they taking different paths? The estimated numbers suggest affordability, but without knowing whether Houston Christian's outcomes actually match peer programs, you're essentially betting on averages rather than track records.

Where Houston Christian University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Houston Christian UniversityHouston	$38,100	$52,581*	—	$22,961*	—
Southern Methodist UniversityDallas	$64,460	$83,159*	$113,839	$19,500*	0.23
The University of Texas at AustinAustin	$11,678	$81,844*	$95,994	$20,500*	0.25
Texas Christian UniversityFort Worth	$57,220	$78,453*	$90,933	$19,500*	0.25
Texas A&M University-College StationCollege Station	$13,099	$71,409*	$90,976	$16,880*	0.24
University of Phoenix-TexasDallas	—	$70,963*	$59,017	$48,469*	0.68
National Median	—	$53,590*	—	$23,332*	0.44

* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Christian University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 40 similar programs in TX. Actual outcomes may vary.