Building/Construction Finishing, Management, and Inspection at Howard Community College
Associate's Degree
howardcc.eduAnalysis
A debt-to-earnings ratio of 0.24 typically signals solid affordability, and that appears true here—peer programs nationally suggest around $44,380 in first-year earnings against roughly $10,900 in debt. For a two-year degree, those are workable numbers, especially in Maryland's robust construction market where demand for skilled supervisors and inspectors remains strong.
The challenge is uncertainty. With seven construction management programs across Maryland but none publishing actual outcomes data, we're working from national averages rather than what Howard's specific graduates earn. That national median of $44,380 comes from just 12 programs, and construction wages vary dramatically by region. Maryland's prevailing wages for construction occupations often run higher than the national average, which could mean these estimates are conservative—or this program could serve a more specialized niche with different earning patterns. Without Howard's actual data, it's impossible to know.
Given the relatively modest debt load and strong regional construction activity, this program could work if your child has clear industry connections or job prospects lined up. But the lack of transparency makes it harder to assess against alternatives like apprenticeships or four-year construction management degrees that might offer better-documented outcomes. If possible, ask the school directly what their recent graduates are earning and where they're working—that conversation will tell you more than these peer-based estimates can.
Where Howard Community College Stands
Earnings vs. debt across all building/construction finishing, management, and inspection associates's programs nationally
Compare to Similar Programs Nationally
Building/Construction Finishing, Management, and Inspection associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,080 | $44,380* | — | $10,866* | — | |
| $5,040 | $63,103* | — | —* | — | |
| $6,359 | $62,398* | $63,942 | —* | — | |
| $25,659 | $59,074* | $52,775 | $18,750* | 0.32 | |
| $4,912 | $51,303* | $60,160 | $7,000* | 0.14 | |
| $6,196 | $47,694* | $50,481 | —* | — | |
| National Median | — | $44,380* | — | $11,433* | 0.26 |
Career Paths
Occupations commonly associated with building/construction finishing, management, and inspection graduates
Facilities Managers
Security Managers
Construction and Building Inspectors
Energy Auditors
Civil Engineering Technologists and Technicians
Structural Iron and Steel Workers
Drywall and Ceiling Tile Installers
Cement Masons and Concrete Finishers
Terrazzo Workers and Finishers
Glaziers
Carpet Installers
Floor Layers, Except Carpet, Wood, and Hard Tiles
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.