Analysis
An estimated debt load of $12,500 against first-year earnings around $35,800 puts this community college pathway in reasonable territory for an entry into tech—peer programs nationally suggest similar outcomes, with typical debt slightly higher at about $15,000. Maryland's computer science associate programs generally carry less debt than the national average, and Howard appears aligned with that state pattern.
The challenge is what comes next. Similar programs across the country show first-year earnings clustering tightly in the mid-$30,000s, which works if this associate degree functions as a stepping stone—either to a bachelor's program or to targeted industry certifications that boost earning potential. Community college tech programs often serve students who need immediate workforce entry while keeping transfer options open, and the modest debt burden supports both paths.
For your child, the decision hinges on their specific plan post-graduation. If they're eyeing positions at one of Maryland's many government contractors or tech firms in the D.C. corridor, this could work as a low-cost entry point. But without school-specific outcomes data, you're betting on your student's ability to match what comparable programs produce nationally—not necessarily what Howard's particular industry connections or curriculum might deliver. The debt won't be crushing either way, which gives you room to course-correct if the associate degree alone doesn't open enough doors.
Where Howard Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,080 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.