Median Earnings (1yr)
$31,129
26th percentile (40th in IN)
Median Debt
$19,500
9% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
78
Adequate data

Analysis

IU-Bloomington's Research and Experimental Psychology program produces first-year earnings of just $31,129—roughly $3,600 below the national median for this degree. While the program sits near the middle of Indiana's limited psychology offerings, it's landing in the 26th percentile nationally, meaning three-quarters of comparable programs deliver better initial outcomes. The $19,500 in typical debt is actually slightly below both state and national averages, but when stacked against those modest earnings, graduates are still carrying debt worth 63% of their first year's salary.

Here's the practical concern: even at a well-regarded flagship university with selective admissions (SAT averaging 1308), this psychology track isn't translating academic prestige into competitive early earnings. Students at nearby Purdue Fort Wayne, a less selective campus, are seeing nearly identical or slightly better outcomes. For families paying out-of-state tuition or taking on additional private loans beyond the median, the value proposition weakens considerably.

If your child is set on research psychology at IU-Bloomington, understand they're likely facing a few lean post-graduation years while building toward better-compensated positions. The debt load is manageable compared to many programs, but the immediate earnings won't provide much cushion. This works best for students with financial backup or clear plans for graduate school, where research psychology credentials truly matter.

Where Indiana University-Bloomington Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Indiana University-BloomingtonOther research and experimental psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University-Bloomington graduates compare to all programs nationally

Indiana University-Bloomington graduates earn $31k, placing them in the 26th percentile of all research and experimental psychology bachelors programs nationally.

Compare to Similar Programs in Indiana

Research and Experimental Psychology bachelors's programs at peer institutions in Indiana (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-Bloomington$31,129$19,5000.63
Purdue University Fort Wayne$32,031$20,4870.64
Purdue University-Main Campus$31,172$43,070$19,5000.63
National Median$34,768$21,5000.62

Other Research and Experimental Psychology Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Purdue University Fort Wayne
Fort Wayne
$9,254$32,031$20,487
Purdue University-Main Campus
West Lafayette
$9,992$31,172$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Bloomington, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.