Median Earnings (1yr)
$32,826
61st percentile (40th in IN)
Median Debt
$23,531
8% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
26
Limited data

Analysis

IU Kokomo's psychology program produces graduates earning about $1,000 less than the typical Indiana psychology graduate but slightly more than the national average. With modest debt of $23,531—below both state and national medians—the math works reasonably well for a regional campus serving a substantial population of Pell Grant recipients. The debt-to-earnings ratio of 0.72 means graduates owe less than three-quarters of their first-year salary, a manageable starting point.

The 15% earnings growth from year one to year four suggests steady career progression, though the program lags behind Indiana's top performers like Trine and Indiana Tech by roughly $5,000 in early earnings. That gap matters if your student plans to stay in-state and compete in the same job markets. The 61st percentile national ranking is decent, but dropping to the 40th percentile within Indiana indicates this program doesn't fully leverage local market advantages—particularly concerning given Kokomo's role as an accessible option for working Hoosiers.

The real caveat here is sample size: fewer than 30 graduates means one person's career path can swing these numbers significantly. For a student prioritizing affordability and regional ties over maximizing earning potential, this represents solid value. For those chasing higher salaries or considering graduate school in psychology, the stronger Indiana programs might justify the extra investment.

Where Indiana University-Kokomo Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Indiana University-KokomoOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University-Kokomo graduates compare to all programs nationally

Indiana University-Kokomo graduates earn $33k, placing them in the 61th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Psychology bachelors's programs at peer institutions in Indiana (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-Kokomo$32,826$37,818$23,5310.72
Trine University$37,096$39,713$27,0000.73
Trine University-Regional/Non-Traditional Campuses$37,096$39,713$27,0000.73
Indiana Institute of Technology$36,111—$33,6110.93
Indiana Institute of Technology-College of Professional Studies$36,111—$33,6110.93
Indiana State University$35,742$37,358$27,0000.76
National Median$31,482—$25,5000.81

Other Psychology Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trine University
Angola
$35,600$37,096$27,000
Trine University-Regional/Non-Traditional Campuses
Angola
$9,576$37,096$27,000
Indiana Institute of Technology
Fort Wayne
$30,446$36,111$33,611
Indiana Institute of Technology-College of Professional Studies
Fort Wayne
$9,900$36,111$33,611
Indiana State University
Terre Haute
$9,992$35,742$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Kokomo, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.