Psychology at Indiana University-Northwest
Bachelor's Degree
Analysis
At $24,061 in first-year earnings, IU-Northwest's psychology program ranks in just the 5th percentile nationally—meaning 95% of psychology programs produce better immediate outcomes. While 42% earnings growth over four years shows graduates make progress, reaching $34,271 still leaves them near the bottom quarter among Indiana psychology programs. The debt burden of $23,500 essentially equals that first year's income, creating a challenging financial start even though it's slightly below national psychology debt levels.
The gap between IU-Northwest and stronger Indiana options is significant: Trine University and Indiana Tech graduates earn roughly $12,000-13,000 more in their first year from the same degree. For a program serving a high proportion of Pell grant students (43%), these low starting salaries matter enormously—that $24,000 first-year income makes it difficult to both service debt and cover basic living expenses. The program's accessible 77% admission rate serves students who might not have other options, but families should understand this isn't a path to quick financial stability.
If your child is committed to psychology and needs to stay local in Northwest Indiana, know that this degree will likely require patience and possibly graduate education to reach comfortable earnings. Consider whether other IU-Northwest programs might offer better returns, or if commuting to a higher-performing Indiana school justifies the additional cost and effort.
Where Indiana University-Northwest Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Indiana University-Northwest graduates compare to all programs nationally
Indiana University-Northwest graduates earn $24k, placing them in the 5th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Indiana
Psychology bachelors's programs at peer institutions in Indiana (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Indiana University-Northwest | $24,061 | $34,271 | $23,500 | 0.98 |
| Trine University | $37,096 | $39,713 | $27,000 | 0.73 |
| Trine University-Regional/Non-Traditional Campuses | $37,096 | $39,713 | $27,000 | 0.73 |
| Indiana Institute of Technology | $36,111 | — | $33,611 | 0.93 |
| Indiana Institute of Technology-College of Professional Studies | $36,111 | — | $33,611 | 0.93 |
| Indiana State University | $35,742 | $37,358 | $27,000 | 0.76 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Indiana
Compare tuition, earnings, and debt across Indiana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Trine University Angola | $35,600 | $37,096 | $27,000 |
| Trine University-Regional/Non-Traditional Campuses Angola | $9,576 | $37,096 | $27,000 |
| Indiana Institute of Technology Fort Wayne | $30,446 | $36,111 | $33,611 |
| Indiana Institute of Technology-College of Professional Studies Fort Wayne | $9,900 | $36,111 | $33,611 |
| Indiana State University Terre Haute | $9,992 | $35,742 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Northwest, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.