Analysis
A debt-to-earnings ratio of 0.45 suggests manageable repayment for this mathematics degree, with estimated first-year earnings of $48,772 against $21,750 in debt. Based on national data from similar math programs, graduates would face monthly loan payments around $250βroughly 6% of gross income. That's well within the financial comfort zone most advisors recommend, even accounting for Puerto Rico's cost of living and local job market conditions.
The bigger question is whether this estimate reflects what Inter American-San German graduates actually experience. With 82% of students receiving Pell grants, the school serves a predominantly low-income population, and the true outcomes may differ from national patterns. Mathematics bachelor's degrees can lead to teaching, data analysis, actuarial work, or graduate studyβbut career paths vary significantly based on additional skills, internships, and whether graduates stay in Puerto Rico or move to the mainland where tech and finance salaries tend to be higher.
Given the data limitations here, focus on what you can verify directly: talk to current students and recent alumni about their job placements, ask the department about employer partnerships, and understand what percentage of graduates pursue teaching certification versus other career tracks. The estimated numbers suggest reasonable value, but without actual outcomes from this campus, you'll need to do more legwork to confirm whether that holds true for your child's situation.
Where Inter American University of Puerto Rico-San German Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Mathematics bachelors's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,580 | $48,772* | β | $21,750* | β | |
| $65,805 | $121,088* | $99,927 | $13,000* | 0.11 | |
| $67,844 | $110,512* | β | $17,750* | 0.16 | |
| $60,156 | $109,288* | $180,882 | $10,003* | 0.09 | |
| $65,739 | $108,255* | $124,017 | $11,617* | 0.11 | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| National Median | β | $48,772* | β | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inter American University of Puerto Rico-San German, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.