Analysis
Based on comparable accounting programs in Virginia, J Sargeant Reynolds appears positioned right at the state median with estimated first-year earnings of $36,958—though with only three programs reporting data statewide, this benchmark has limited breadth. The estimated debt load of $15,979 looks more favorable than both Virginia's typical $26,291 and the national median of $19,354, resulting in a manageable debt-to-earnings ratio of 0.43 that suggests roughly five months of gross income to repay loans.
The relative affordability matters here. While Liberty University graduates reportedly earn $40,500, that premium comes at a steeper cost at a private institution. Reynolds' estimated debt figure suggests the community college route delivers similar outcomes to other Virginia programs without the financial burden—accounting skills translate across employers regardless of where you earned your associate's degree. With 30% of students receiving Pell grants, Reynolds serves students who particularly benefit from keeping debt low while building marketable credentials.
For parents weighing this investment, the key question is whether your student plans to work immediately or transfer to complete a bachelor's degree. If the goal is entering the workforce quickly, these estimates suggest a reasonable trade-off. But remember: these figures derive from peer programs statewide, not Reynolds' specific graduates, so actual outcomes could vary. Visit the school to ask about their accounting program's job placement rates and which local employers actively recruit their graduates.
Where J Sargeant Reynolds Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Virginia
Accounting associates's programs at peer institutions in Virginia (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,136 | $36,958* | — | $15,979* | — | |
| $21,222 | $40,500* | $35,846 | $27,526* | 0.68 | |
| $18,457 | $36,958* | $38,715 | $26,291* | 0.71 | |
| $5,714 | $29,056* | $36,710 | $11,872* | 0.41 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At J Sargeant Reynolds Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in VA. Actual outcomes may vary.