Median Earnings (1yr)
$40,500
67th percentile
60th percentile in Virginia
Median Debt
$27,526
42% above national median

Analysis

Liberty University's accounting associate degree starts with a respectable $40,500 first-year salary—above both the national and Virginia medians for this program. But here's the catch: by year four, earnings drop to $35,846, a concerning 11% decline that's hard to explain for a foundational business credential. This backwards trajectory could signal graduates shifting to part-time work, continuing their education, or moving into roles that don't fully utilize their accounting skills.

The debt picture is actually quite favorable. At $27,526, borrowing here lands in the 5th percentile nationally (meaning 95% of comparable programs carry higher debt loads), despite Virginia's generally high costs for this degree. The debt-to-earnings ratio of 0.68 is manageable—lower debt than most accounting associates despite slightly higher initial pay.

However, the small sample size (under 30 graduates tracked) makes these numbers less reliable than data from larger programs. That earnings decline is particularly puzzling and would benefit from deeper investigation. If your child is considering this route, the low debt burden is a genuine advantage, but make sure they have a clear plan to leverage this associate degree—either as a stepping stone to a bachelor's or direct entry into accounting roles that offer growth potential. The initial salary suggests the education quality is solid; what happens after year one is the real question mark.

Where Liberty University Stands

Earnings vs. debt across all accounting associates's programs nationally

Earnings Distribution

How Liberty University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Liberty University$40,500$35,846-11%
Southern New Hampshire University$37,986$53,096+40%
Connecticut State Community College$42,591$52,194+23%
Bryant & Stratton College-Virginia Beach$36,958$38,715+5%
Tidewater Community College$29,056$36,710+26%

Compare to Similar Programs in Virginia

Accounting associates's programs at peer institutions in Virginia (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Liberty UniversityLynchburg$21,222$40,500$35,846$27,5260.68
Bryant & Stratton College-Virginia BeachVirginia Beach$18,457$36,958$38,715$26,2910.71
Tidewater Community CollegeNorfolk$5,714$29,056$36,710$11,8720.41
National Median$37,000$19,3540.52

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Liberty University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.