Analysis
Jackson State University's education program faces a troubling math problem: graduates leave with $42,699 in debt—among the highest 5% nationally for education majors—while earning just $27,729 their first year out. That's $15,000 more debt than the national median education graduate carries, while earning $4,700 less. The debt-to-earnings ratio of 1.54 means you're looking at nearly 18 months of gross income just to cover the loan balance, before taxes or living expenses.
The Mississippi context offers little consolation. While this program ranks at the 60th percentile among the state's three education programs, that's largely because Mississippi education salaries are low across the board—Jackson State's median matches the state median exactly. The issue isn't competitive position within Mississippi; it's that the debt burden appears disconnected from realistic teacher starting salaries in the state.
For families considering this path, the core question is whether the $42,699 investment makes sense for a career starting at $27,700. Jackson State serves a predominantly Pell-eligible student body (68%), and for students committed to teaching in Mississippi, this may be their most accessible option. But the debt level demands serious caution—federal student loan payments on $42,699 would consume roughly 30% of that first-year salary under standard repayment plans. Income-driven repayment or loan forgiveness programs aren't guarantees, so families should have a clear plan for managing this debt before enrolling.
Where Jackson State University Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Distribution
How Jackson State University graduates compare to all programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,090 | $27,729 | — | $42,699 | 1.54 | |
| $11,306 | $52,791 | $48,964 | $13,945 | 0.26 | |
| $16,488 | $46,560 | $58,769 | $19,625 | 0.42 | |
| $14,318 | $45,678 | $43,969 | $25,978 | 0.57 | |
| $10,671 | $44,558 | $42,644 | $25,732 | 0.58 | |
| $39,470 | $42,047 | $44,343 | $27,000 | 0.64 | |
| National Median | — | $32,461 | — | $25,989 | 0.80 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 73 graduates with reported earnings and 143 graduates with debt data. Small samples may not be representative.