Median Earnings (1yr)
$24,757
5th percentile (60th in MS)
Median Debt
$31,000
22% above national median
Debt-to-Earnings
1.25
Elevated
Sample Size
32
Adequate data

Analysis

Jackson State psychology graduates start at roughly $24,800—lower than the national median by about $7,000, but essentially matching Mississippi's state median. What's striking is where these graduates land within four years: $34,400, which beats the national median and puts them well above most Mississippi programs. This 39% earnings growth suggests either strong professional development or that many graduates pursue additional credentials that pay off relatively quickly.

The $31,000 debt load is concerning in the context of that first-year salary, creating a debt-to-earnings ratio that will stretch most budgets. However, it's worth noting this is about average for Mississippi psychology programs and only slightly above the national median. Given that 68% of Jackson State students receive Pell grants, many graduates are likely first-generation college students for whom even these modest earnings represent real economic mobility.

Here's the practical reality: if your child can keep debt closer to $25,000 and has clear plans for either graduate school or specific career tracks where psychology degrees lead to stable employment, this program offers a viable path. The four-year earnings trajectory is genuinely encouraging. But that initial salary requires serious financial planning—living at home after graduation or having additional support isn't optional, it's necessary to manage the debt payments without defaulting.

Where Jackson State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Jackson State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jackson State University graduates compare to all programs nationally

Jackson State University graduates earn $25k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Psychology bachelors's programs at peer institutions in Mississippi (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jackson State University$24,757$34,357$31,0001.25
University of Mississippi$30,336$44,740$24,6000.81
University of Southern Mississippi$28,130$32,661$22,6850.81
Mississippi State University$27,416$37,133$25,4800.93
Blue Mountain Christian University$26,257—$25,2500.96
Mississippi University for Women$24,426—$22,3750.92
National Median$31,482—$25,5000.81

Other Psychology Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Mississippi
University
$9,412$30,336$24,600
University of Southern Mississippi
Hattiesburg
$9,618$28,130$22,685
Mississippi State University
Mississippi State
$9,815$27,416$25,480
Blue Mountain Christian University
Blue Mountain
$19,280$26,257$25,250
Mississippi University for Women
Columbus
$8,092$24,426$22,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.