Analysis
Jackson State psychology graduates start at roughly $24,800—lower than the national median by about $7,000, but essentially matching Mississippi's state median. What's striking is where these graduates land within four years: $34,400, which beats the national median and puts them well above most Mississippi programs. This 39% earnings growth suggests either strong professional development or that many graduates pursue additional credentials that pay off relatively quickly.
The $31,000 debt load is concerning in the context of that first-year salary, creating a debt-to-earnings ratio that will stretch most budgets. However, it's worth noting this is about average for Mississippi psychology programs and only slightly above the national median. Given that 68% of Jackson State students receive Pell grants, many graduates are likely first-generation college students for whom even these modest earnings represent real economic mobility.
Here's the practical reality: if your child can keep debt closer to $25,000 and has clear plans for either graduate school or specific career tracks where psychology degrees lead to stable employment, this program offers a viable path. The four-year earnings trajectory is genuinely encouraging. But that initial salary requires serious financial planning—living at home after graduation or having additional support isn't optional, it's necessary to manage the debt payments without defaulting.
Where Jackson State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Jackson State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Jackson State University | $24,757 | $34,357 | +39% |
| University of Mississippi | $30,336 | $44,740 | +47% |
| Mississippi State University | $27,416 | $37,133 | +35% |
| Mississippi College | $23,683 | $35,654 | +51% |
| University of Southern Mississippi | $28,130 | $32,661 | +16% |
Compare to Similar Programs in Mississippi
Psychology bachelors's programs at peer institutions in Mississippi (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,090 | $24,757 | $34,357 | $31,000 | 1.25 | |
| $9,412 | $30,336 | $44,740 | $24,600 | 0.81 | |
| $9,618 | $28,130 | $32,661 | $22,685 | 0.81 | |
| $9,815 | $27,416 | $37,133 | $25,480 | 0.93 | |
| $19,280 | $26,257 | — | $25,250 | 0.96 | |
| $8,092 | $24,426 | — | $22,375 | 0.92 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.