Analysis
Southern Miss psychology graduates face a tough first year, earning just $28,130βwell below the national median of $31,482. But here's what matters for Mississippi families: this program still outperforms 60% of psychology programs in the state, where the typical grad earns only $24,592. At the state's largest public universities, only Ole Miss produces notably higher earners at $30,336.
The $22,685 median debt is manageable compared to national norms, creating a debt-to-earnings ratio of 0.81 that beats many liberal arts degrees. Earnings do climb 16% by year four to $32,661, essentially reaching the national median. However, that's still modest income for a four-year degree, and the low national ranking (23rd percentile) reflects psychology's broader challenge as an undergraduate majorβit often requires graduate school for professional-level earnings.
For Mississippi residents considering psychology, Southern Miss represents a reasonable value if your child plans to work in-state or pursue graduate school. The relatively open admissions (99%) and high Pell Grant participation (47%) suggest this serves students who might not have many alternatives. Just ensure your child understands that a bachelor's in psychology typically requires either graduate education or pivoting to adjacent fields like human resources or social services to reach middle-class earnings.
Where University of Southern Mississippi Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Southern Mississippi graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Mississippi | $28,130 | $32,661 | +16% |
| University of Mississippi | $30,336 | $44,740 | +47% |
| Mississippi State University | $27,416 | $37,133 | +35% |
| Mississippi College | $23,683 | $35,654 | +51% |
| Jackson State University | $24,757 | $34,357 | +39% |
Compare to Similar Programs in Mississippi
Psychology bachelors's programs at peer institutions in Mississippi (13 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,618 | $28,130 | $32,661 | $22,685 | 0.81 | |
| $9,412 | $30,336 | $44,740 | $24,600 | 0.81 | |
| $9,815 | $27,416 | $37,133 | $25,480 | 0.93 | |
| $19,280 | $26,257 | β | $25,250 | 0.96 | |
| $9,090 | $24,757 | $34,357 | $31,000 | 1.25 | |
| $8,092 | $24,426 | β | $22,375 | 0.92 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 85 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.