Median Earnings (1yr)
$28,130
23rd percentile (60th in MS)
Median Debt
$22,685
11% below national median
Debt-to-Earnings
0.81
Manageable
Sample Size
85
Adequate data

Analysis

Southern Miss psychology graduates face a tough first year, earning just $28,130—well below the national median of $31,482. But here's what matters for Mississippi families: this program still outperforms 60% of psychology programs in the state, where the typical grad earns only $24,592. At the state's largest public universities, only Ole Miss produces notably higher earners at $30,336.

The $22,685 median debt is manageable compared to national norms, creating a debt-to-earnings ratio of 0.81 that beats many liberal arts degrees. Earnings do climb 16% by year four to $32,661, essentially reaching the national median. However, that's still modest income for a four-year degree, and the low national ranking (23rd percentile) reflects psychology's broader challenge as an undergraduate major—it often requires graduate school for professional-level earnings.

For Mississippi residents considering psychology, Southern Miss represents a reasonable value if your child plans to work in-state or pursue graduate school. The relatively open admissions (99%) and high Pell Grant participation (47%) suggest this serves students who might not have many alternatives. Just ensure your child understands that a bachelor's in psychology typically requires either graduate education or pivoting to adjacent fields like human resources or social services to reach middle-class earnings.

Where University of Southern Mississippi Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Southern MississippiOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Mississippi graduates compare to all programs nationally

University of Southern Mississippi graduates earn $28k, placing them in the 23th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Psychology bachelors's programs at peer institutions in Mississippi (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Mississippi$28,130$32,661$22,6850.81
University of Mississippi$30,336$44,740$24,6000.81
Mississippi State University$27,416$37,133$25,4800.93
Blue Mountain Christian University$26,257$25,2500.96
Jackson State University$24,757$34,357$31,0001.25
Mississippi University for Women$24,426$22,3750.92
National Median$31,482$25,5000.81

Other Psychology Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Mississippi
University
$9,412$30,336$24,600
Mississippi State University
Mississippi State
$9,815$27,416$25,480
Blue Mountain Christian University
Blue Mountain
$19,280$26,257$25,250
Jackson State University
Jackson
$9,090$24,757$31,000
Mississippi University for Women
Columbus
$8,092$24,426$22,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.