Finance and Financial Management Services at John Carroll University
Bachelor's Degree
Analysis
John Carroll's finance program launches graduates at $55,590—below Ohio's state median of $58,790 and landing in just the 40th percentile among Ohio finance programs. That's a concerning starting point in a state with strong competition from schools like Miami University ($71,203) and Ohio State ($65,181). However, the trajectory changes quickly: by year four, earnings jump 29% to $71,628, catching up to the state's top programs and surpassing the national average by a significant margin.
The debt picture makes this growth story more compelling. At $27,000, graduates carry slightly more than the state median but far less than the national average, translating to a 0.49 debt-to-earnings ratio—manageable by any standard. That combination of modest debt and strong mid-career earnings suggests students are making up ground after what appears to be a slower entry into the finance job market. This could reflect John Carroll's smaller alumni network compared to Ohio's flagship universities, or perhaps a student body that starts in less lucrative entry-level positions before advancing.
For an Ohio family, this program offers solid value if your child can tolerate starting behind peers from larger state schools. The earnings trajectory is genuinely strong, and the debt burden won't hamper their ability to save or invest in those critical early career years. Just understand they'll likely spend that first year watching classmates from OSU or Miami start with noticeably higher salaries.
Where John Carroll University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How John Carroll University graduates compare to all programs nationally
John Carroll University graduates earn $56k, placing them in the 58th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| John Carroll University | $55,590 | $71,628 | $27,000 | 0.49 |
| Miami University-Oxford | $71,203 | $88,554 | $22,000 | 0.31 |
| Case Western Reserve University | $65,784 | $77,380 | $26,048 | 0.40 |
| Ohio State University-Main Campus | $65,181 | $82,036 | $20,500 | 0.31 |
| University of Dayton | $64,371 | $73,975 | $22,750 | 0.35 |
| Franklin University | $61,645 | $57,012 | $33,949 | 0.55 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Miami University-Oxford Oxford | $17,809 | $71,203 | $22,000 |
| Case Western Reserve University Cleveland | $64,671 | $65,784 | $26,048 |
| Ohio State University-Main Campus Columbus | $12,859 | $65,181 | $20,500 |
| University of Dayton Dayton | $47,600 | $64,371 | $22,750 |
| Franklin University Columbus | $9,577 | $61,645 | $33,949 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At John Carroll University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.