Median Earnings (1yr)
$55,590
58th percentile
40th percentile in Ohio
Median Debt
$27,000
16% above national median

Analysis

John Carroll's finance program launches graduates at $55,590β€”below Ohio's state median of $58,790 and landing in just the 40th percentile among Ohio finance programs. That's a concerning starting point in a state with strong competition from schools like Miami University ($71,203) and Ohio State ($65,181). However, the trajectory changes quickly: by year four, earnings jump 29% to $71,628, catching up to the state's top programs and surpassing the national average by a significant margin.

The debt picture makes this growth story more compelling. At $27,000, graduates carry slightly more than the state median but far less than the national average, translating to a 0.49 debt-to-earnings ratioβ€”manageable by any standard. That combination of modest debt and strong mid-career earnings suggests students are making up ground after what appears to be a slower entry into the finance job market. This could reflect John Carroll's smaller alumni network compared to Ohio's flagship universities, or perhaps a student body that starts in less lucrative entry-level positions before advancing.

For an Ohio family, this program offers solid value if your child can tolerate starting behind peers from larger state schools. The earnings trajectory is genuinely strong, and the debt burden won't hamper their ability to save or invest in those critical early career years. Just understand they'll likely spend that first year watching classmates from OSU or Miami start with noticeably higher salaries.

Where John Carroll University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How John Carroll University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
John Carroll University$55,590$71,628+29%
Miami University-Oxford$71,203$88,554+24%
Ohio State University-Main Campus$65,181$82,036+26%
Case Western Reserve University$65,784$77,380+18%
Ohio University-Eastern Campus$59,305$75,600+27%

Compare to Similar Programs in Ohio

Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
John Carroll UniversityUniversity Heights$49,100$55,590$71,628$27,0000.49
Miami University-OxfordOxford$17,809$71,203$88,554$22,0000.31
Case Western Reserve UniversityCleveland$64,671$65,784$77,380$26,0480.40
Ohio State University-Main CampusColumbus$12,859$65,181$82,036$20,5000.31
University of DaytonDayton$47,600$64,371$73,975$22,7500.35
Franklin UniversityColumbus$9,577$61,645$57,012$33,9490.55
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At John Carroll University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 94 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.