Median Earnings (1yr)
$71,203
95th percentile (60th in OH)
Median Debt
$22,000
6% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
312
Adequate data

Analysis

Miami University-Oxford's finance program punches well above its weight, delivering first-year earnings of $71,203—far surpassing the national median of $53,590 and placing graduates in the 95th percentile nationally. What makes this particularly impressive is that Miami isn't a highly selective institution (82% admission rate), yet its finance graduates consistently outperform even Ohio State and Case Western Reserve, the state's flagship research universities. The $22,000 in typical debt translates to just 31 cents owed for every dollar earned in year one, one of the better debt-to-earnings pictures you'll find in finance education.

The 60th percentile ranking within Ohio might seem modest at first glance, but context matters: Ohio hosts strong business programs, and Miami still lands in the top half while keeping debt $3,000 below the state median. The earnings trajectory is solid too, with graduates seeing 24% growth to $88,554 by year four. This isn't just early momentum that fades—it's sustained career progression.

For an in-state student looking at Miami versus Ohio's other options, the combination of lower debt, strong placement outcomes, and a less cutthroat admissions process makes this program remarkably efficient. You're getting elite national outcomes without paying elite-level debt or needing a perfect high school transcript.

Where Miami University-Oxford Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Miami University-OxfordOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Oxford graduates compare to all programs nationally

Miami University-Oxford graduates earn $71k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Oxford$71,203$88,554$22,0000.31
Case Western Reserve University$65,784$77,380$26,0480.40
Ohio State University-Main Campus$65,181$82,036$20,5000.31
University of Dayton$64,371$73,975$22,7500.35
Franklin University$61,645$57,012$33,9490.55
Cedarville University$60,880$16,7500.28
National Median$53,590$23,3320.44

Other Finance and Financial Management Services Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Case Western Reserve University
Cleveland
$64,671$65,784$26,048
Ohio State University-Main Campus
Columbus
$12,859$65,181$20,500
University of Dayton
Dayton
$47,600$64,371$22,750
Franklin University
Columbus
$9,577$61,645$33,949
Cedarville University
Cedarville
$36,078$60,880$16,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Oxford, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 312 graduates with reported earnings and 293 graduates with debt data. Small samples may not be representative.