Analysis
Franklin University's Finance program lands graduates in strong starting positions—$8,000 above the national median and solidly in the 79th percentile nationally. At $33,949 in debt, students borrow about $10,000 more than the national median, but this still translates to a manageable debt-to-earnings ratio of 0.55. The challenge emerges in the program's trajectory: earnings actually decline 7% by year four, dropping to $57,012. This isn't necessarily alarming—it could reflect career transitions or economic cycles—but it's worth understanding that Franklin graduates aren't following the typical upward earnings path early in their careers.
Within Ohio, the picture becomes more nuanced. Franklin ranks in the 60th percentile statewide, meaning graduates earn more than most Ohio finance programs but trail the flagship public universities and selective privates by $5,000-$10,000. For parents evaluating value, the comparison to Ohio State ($65,181) or Miami University ($71,203) matters if those schools are realistic alternatives. However, Franklin serves a different demographic—with 33% of students receiving Pell grants, many are adult learners or working students who need the flexibility Franklin provides.
The real question is whether your student needs this specific learning environment. If they're traditional-age and can attend a residential program, the top Ohio schools offer better earnings potential at similar debt levels. But if your child needs evening classes or online options while working, Franklin delivers legitimate career outcomes with debt that won't become overwhelming.
Where Franklin University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Franklin University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Franklin University | $61,645 | $57,012 | -8% |
| Miami University-Oxford | $71,203 | $88,554 | +24% |
| Ohio State University-Main Campus | $65,181 | $82,036 | +26% |
| Case Western Reserve University | $65,784 | $77,380 | +18% |
| Ohio University-Eastern Campus | $59,305 | $75,600 | +27% |
Compare to Similar Programs in Ohio
Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,577 | $61,645 | $57,012 | $33,949 | 0.55 | |
| $17,809 | $71,203 | $88,554 | $22,000 | 0.31 | |
| $64,671 | $65,784 | $77,380 | $26,048 | 0.40 | |
| $12,859 | $65,181 | $82,036 | $20,500 | 0.31 | |
| $47,600 | $64,371 | $73,975 | $22,750 | 0.35 | |
| $36,078 | $60,880 | — | $16,750 | 0.28 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Franklin University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 61 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.