Analysis
Cedarville graduates with finance degrees enter the workforce earning just over $60,000—comfortably above the national median and competitive within Ohio, though trailing the state's top programs by $5,000-$10,000. What sets Cedarville apart is the debt picture: at $16,750, graduates carry roughly a third less debt than the typical Ohio finance graduate ($25,000) and nearly $7,000 less than the national median. This puts Cedarville in the 95th percentile nationally for keeping debt low, an enormous advantage for recent graduates building their careers.
The debt-to-earnings ratio of 0.28 means graduates owe less than three months' salary—a manageable burden that won't constrain early career decisions. While Cedarville doesn't match the earning power of Miami or Ohio State, it delivers solid financial outcomes without the debt load. For families prioritizing affordability alongside career preparation, this represents a genuinely efficient path into finance.
The caveat: these numbers come from a small graduating class, so individual results may vary more than at larger programs. Still, the combination of above-average earnings and notably low debt creates meaningful financial flexibility after graduation—exactly what anxious parents should be looking for.
Where Cedarville University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Cedarville University graduates compare to all programs nationally
Compare to Similar Programs in Ohio
Finance and Financial Management Services bachelors's programs at peer institutions in Ohio (43 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $36,078 | $60,880 | — | $16,750 | 0.28 | |
| $17,809 | $71,203 | $88,554 | $22,000 | 0.31 | |
| $64,671 | $65,784 | $77,380 | $26,048 | 0.40 | |
| $12,859 | $65,181 | $82,036 | $20,500 | 0.31 | |
| $47,600 | $64,371 | $73,975 | $22,750 | 0.35 | |
| $9,577 | $61,645 | $57,012 | $33,949 | 0.55 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cedarville University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.