Median Earnings (1yr)
$45,450
18th percentile
25th percentile in Rhode Island
Median Debt
$27,000
8% above national median

Analysis

Johnson & Wales University-Online's accounting program starts graduates at $45,450β€”roughly $8,000 below the median for Rhode Island accounting programs and nearly $12,000 behind comparable programs at Providence College or Bryant University. Among the eight Rhode Island schools offering accounting degrees, this one ranks in the bottom quartile for early-career earnings. The $27,000 debt load is typical for the state, but when paired with below-average starting salaries, it creates a debt-to-earnings ratio that exceeds 0.5β€”a threshold that typically requires careful budgeting.

The bright spot is earnings growth: graduates see a 37% salary increase by year four, reaching $62,088. This trajectory suggests the degree does build marketable skills, even if initial employer recognition lags behind traditional campus-based competitors. However, even after four years of growth, earnings remain below what Providence College or Bryant grads typically earn right out of school.

For parents weighing this option, the online format may offer flexibility, but you're trading immediate earning power for it. If your child can access URI ($57,529 starting) or even Rhode Island College ($48,921) at similar cost, those provide stronger financial positioning from day one. This program works best for students who need the convenience of online learning and can afford a slower financial start, not as a first-choice accounting credential in Rhode Island's competitive market.

Where Johnson & Wales University-Online Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Johnson & Wales University-Online graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Johnson & Wales University-Online$45,450$62,088+37%
Providence College$69,044$83,682+21%
Roger Williams University$66,780$79,634+19%
Bryant University$64,665$78,868+22%
University of Rhode Island$57,529$68,563+19%

Compare to Similar Programs in Rhode Island

Accounting bachelors's programs at peer institutions in Rhode Island (8 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Johnson & Wales University-OnlineProvidence$13,365$45,450$62,088$27,0000.59
Providence CollegeProvidence$60,848$69,044$83,682$27,0000.39
Roger Williams UniversityBristol$42,666$66,780$79,634$26,8730.40
Bryant UniversitySmithfield$51,169$64,665$78,868$27,0000.42
University of Rhode IslandKingston$16,408$57,529$68,563$23,8010.41
Rhode Island CollegeProvidence$10,986$48,921$57,587$18,8810.39
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson & Wales University-Online, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 56 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.