Analysis
Based on comparable finance programs across Pennsylvania, Juniata's graduates would face roughly $27,000 in debt against first-year earnings near $58,000—a manageable debt-to-earnings ratio of 0.47 that suggests the degree should pay for itself within a reasonable timeframe. That estimated earning figure sits right at the state median and notably above the national benchmark of $53,590, indicating Pennsylvania finance graduates generally command stronger starting salaries than their peers elsewhere.
However, the wide variation among Pennsylvania programs tells a more complex story. Elite finance programs in the state—Penn, Villanova, Lehigh—produce earnings double or triple what typical programs deliver, revealing that institutional prestige significantly impacts outcomes in this field. Juniata's 72% admission rate and modest SAT profile place it firmly in the "typical" category rather than among those standout performers, so expecting outcomes dramatically above the state median would be unrealistic.
The practical question is whether roughly $460 in monthly loan payments (assuming standard repayment) feels sustainable on an estimated $58,000 salary—that's tight but workable for a disciplined graduate. The bigger uncertainty isn't the debt load itself but whether Juniata specifically can deliver even these moderate outcomes, given we're working entirely from peer program estimates. If your child has options at other Pennsylvania finance programs with reported data, those would provide clearer pictures of what to expect.
Where Juniata College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $56,402 | $57,855* | — | $26,980* | — | |
| $66,104 | $122,698* | $206,646 | $12,865* | 0.10 | |
| $64,701 | $82,008* | $110,166 | $26,197* | 0.32 | |
| $62,180 | $76,720* | $107,260 | $23,250* | 0.30 | |
| $51,340 | $66,072* | $85,648 | $25,000* | 0.38 | |
| $53,638 | $62,672* | — | $26,980* | 0.43 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Juniata College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in PA. Actual outcomes may vary.