Liberal Arts and Sciences, General Studies and Humanities at Kentucky Mountain Bible College
Bachelor's Degree
kmbc.eduAnalysis
Based on comparable liberal arts programs in Kentucky, graduates typically earn around $35,000 in their first year—solidly in line with the state median but notably trailing the strongest performers. Thomas More University's liberal arts graduates, for instance, earn nearly double at $62,607, suggesting that institutional context matters significantly in this field. The estimated $27,000 debt burden, while matching the national median, creates a debt-to-earnings ratio of 0.77—manageable but requiring careful financial planning in those early career years.
What makes this harder to evaluate is that over half of students here receive Pell grants, indicating many come from lower-income backgrounds where taking on even moderate debt carries different weight. The school's 36% admission rate and modest SAT average suggest it serves students who may have limited alternatives, making the "is it worth it?" question deeply personal. Liberal arts degrees generally derive value from what students do with them—graduate school, specific career paths, geographic mobility—rather than from immediate earning power alone.
The uncertainty here is real: these are peer-program estimates, not actual outcomes for Kentucky Mountain Bible College graduates. If you're considering this program, the modest estimated debt load is a positive, but you'd want to understand specifically where recent graduates have landed and whether the college's network and career support justify choosing it over larger state universities with similar or better earning trajectories.
Where Kentucky Mountain Bible College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in Kentucky
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,060 | $35,025* | — | $27,000* | — | |
| $38,400 | $62,607* | — | $29,358* | 0.47 | |
| $10,896 | $37,602* | $45,457 | $28,750* | 0.76 | |
| $10,130 | $35,958* | $33,573 | $31,000* | 0.86 | |
| $11,436 | $35,746* | $33,939 | $28,892* | 0.81 | |
| $9,708 | $34,304* | $40,665 | $28,162* | 0.82 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kentucky Mountain Bible College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in KY. Actual outcomes may vary.