Median Earnings (1yr)
$34,304
39th percentile (40th in KY)
Median Debt
$28,162
4% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
124
Adequate data

Analysis

Murray State's Liberal Arts program lands squarely in the middle of the pack—both nationally and within Kentucky—but that middle position comes with a significant warning about long-term earnings potential. Starting at $34,304, graduates earn about $2,000 less than both the national and state medians for this major. While there's decent earnings growth to $40,665 by year four, that's still considerably below what liberal arts graduates make at schools like Thomas More ($62,607) or Northern Kentucky ($37,602).

The debt picture isn't alarming at $28,162, which sits close to national norms, but paired with below-average earnings, it creates a debt-to-earnings ratio of 0.82—manageable but not impressive. Kentucky families should note that this program performs in the 40th percentile statewide, meaning six out of ten similar programs in the state deliver better outcomes. The 86% admission rate and moderate Pell Grant percentage (31%) suggest an accessible institution, but accessibility doesn't compensate for earnings that lag behind comparable in-state options.

For parents weighing this investment, the question is simple: if your child is set on liberal arts at a Kentucky public university, schools like Eastern Kentucky and Western Kentucky deliver similar accessibility with slightly better earnings trajectories. Murray State isn't a bad choice, but it's definitively an average one in a field where average already means modest earning potential.

Where Murray State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Murray State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $34k, placing them in the 39th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$34,304$40,665$28,1620.82
Thomas More University$62,607—$29,3580.47
Northern Kentucky University$37,602$45,457$28,7500.76
Eastern Kentucky University$35,958$33,573$31,0000.86
Western Kentucky University$35,746$33,939$28,8920.81
University of Kentucky$33,700—$30,6900.91
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas More University
Crestview Hills
$38,400$62,607$29,358
Northern Kentucky University
Highland Heights
$10,896$37,602$28,750
Eastern Kentucky University
Richmond
$10,130$35,958$31,000
Western Kentucky University
Bowling Green
$11,436$35,746$28,892
University of Kentucky
Lexington
$13,212$33,700$30,690

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 124 graduates with reported earnings and 162 graduates with debt data. Small samples may not be representative.