Median Earnings (1yr)
$33,700
36th percentile (40th in KY)
Median Debt
$30,690
14% above national median
Debt-to-Earnings
0.91
Manageable
Sample Size
28
Limited data

Analysis

At $33,700 in first-year earnings, this program underperforms most Kentucky options—landing below the state median and trailing regional peers like Northern Kentucky, Eastern Kentucky, and Western Kentucky by 10-15%. The relatively small debt load ($30,690, which is manageable at below-national-average levels) keeps this from being a financial disaster, but it doesn't change the fundamental picture: graduates are entering the job market at a disadvantage compared to what they'd likely earn from similar programs elsewhere in the state.

The small sample size here matters significantly. With fewer than 30 graduates tracked, these numbers could swing dramatically year-to-year. That uncertainty cuts both ways—next year's cohort might do better, but they might also do worse. What we can say is that UK's broader institutional profile (92% admission rate, moderate test scores) suggests this isn't a highly selective liberal arts program that might justify lower initial earnings through graduate school placement or other long-term advantages.

For Kentucky families, the comparison to Thomas More is striking—their liberal arts graduates earn nearly double what UK's do, though that's likely an outlier. More realistically, you're looking at roughly $2,000-4,000 less annually than you'd get from comparable state schools. Unless your student has compelling reasons to attend UK specifically, those differences add up quickly when you're trying to pay down $30,000 in loans.

Where University of Kentucky Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of KentuckyOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Kentucky graduates compare to all programs nationally

University of Kentucky graduates earn $34k, placing them in the 36th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Kentucky$33,700—$30,6900.91
Thomas More University$62,607—$29,3580.47
Northern Kentucky University$37,602$45,457$28,7500.76
Eastern Kentucky University$35,958$33,573$31,0000.86
Western Kentucky University$35,746$33,939$28,8920.81
Murray State University$34,304$40,665$28,1620.82
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas More University
Crestview Hills
$38,400$62,607$29,358
Northern Kentucky University
Highland Heights
$10,896$37,602$28,750
Eastern Kentucky University
Richmond
$10,130$35,958$31,000
Western Kentucky University
Bowling Green
$11,436$35,746$28,892
Murray State University
Murray
$9,708$34,304$28,162

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.