Median Earnings (1yr)
$35,746
47th percentile (60th in KY)
Median Debt
$28,892
7% above national median
Debt-to-Earnings
0.81
Manageable
Sample Size
221
Adequate data

Analysis

Western Kentucky's Liberal Arts program produces graduates who earn slightly below the national median but rank in the 60th percentile among Kentucky schools—a reminder that state context matters when you're likely paying in-state tuition. First-year graduates earn $35,746, just under the national benchmark of $36,340, while carrying $28,892 in debt. That debt-to-earnings ratio of 0.81 is manageable, sitting below both national and state medians for borrowing.

The troubling pattern here is the earnings trajectory: graduates actually earn less four years out ($33,939) than they do fresh out of college. That 5% decline suggests many graduates struggle to convert their degree into career advancement. While Liberal Arts programs often serve as stepping stones to graduate school or require time to build career momentum, this backward movement is worth noting. The program does benefit from a large sample size, so these aren't outlier results.

For Kentucky families, this program offers middle-of-the-pack performance at a highly accessible school. The debt load is reasonable enough that if your child has a clear plan—graduate school, specific career path, or entrepreneurial ambitions—they won't be crushed by repayment. But if the goal is simply "get a degree and figure it out," these numbers suggest that approach may not translate to strong earning power, at least not in the years immediately following graduation.

Where Western Kentucky University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Western Kentucky UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Western Kentucky University graduates compare to all programs nationally

Western Kentucky University graduates earn $36k, placing them in the 47th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Kentucky University$35,746$33,939$28,8920.81
Thomas More University$62,607—$29,3580.47
Northern Kentucky University$37,602$45,457$28,7500.76
Eastern Kentucky University$35,958$33,573$31,0000.86
Murray State University$34,304$40,665$28,1620.82
University of Kentucky$33,700—$30,6900.91
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas More University
Crestview Hills
$38,400$62,607$29,358
Northern Kentucky University
Highland Heights
$10,896$37,602$28,750
Eastern Kentucky University
Richmond
$10,130$35,958$31,000
Murray State University
Murray
$9,708$34,304$28,162
University of Kentucky
Lexington
$13,212$33,700$30,690

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Kentucky University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 221 graduates with reported earnings and 277 graduates with debt data. Small samples may not be representative.