Median Earnings (1yr)
$37,602
56th percentile (60th in KY)
Median Debt
$28,750
6% above national median
Debt-to-Earnings
0.76
Manageable
Sample Size
135
Adequate data

Analysis

Northern Kentucky University's liberal arts program sits comfortably above both state and national medians, ranking in the 60th percentile among Kentucky schools—a meaningful achievement for a broadly accessible program at a public university. Graduates earn $37,602 in their first year and $45,457 by year four, outpacing the Kentucky median of $35,025. The $28,750 in typical debt lands below the 35th percentile nationally, meaning most comparable programs leave students with more to repay. At a debt-to-earnings ratio of 0.76, graduates can realistically manage their loans while building careers.

The 21% earnings growth over four years suggests these graduates aren't hitting an immediate ceiling—they're gaining traction in the job market. While this program won't command the starting salaries of Thomas More's standout $62,607, it performs respectably against regional competitors like Eastern Kentucky and Western Kentucky. For in-state students attending NKU, this represents a solid middle-ground option: lower debt than the state median while earning slightly more.

The real advantage here is accessibility paired with reasonable outcomes. With a 96% admission rate and modest debt burden, this program offers a viable path for students who need flexibility in their degree while maintaining earnings potential that exceeds what most liberal arts graduates achieve statewide.

Where Northern Kentucky University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Northern Kentucky UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $38k, placing them in the 56th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$37,602$45,457$28,7500.76
Thomas More University$62,607—$29,3580.47
Eastern Kentucky University$35,958$33,573$31,0000.86
Western Kentucky University$35,746$33,939$28,8920.81
Murray State University$34,304$40,665$28,1620.82
University of Kentucky$33,700—$30,6900.91
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas More University
Crestview Hills
$38,400$62,607$29,358
Eastern Kentucky University
Richmond
$10,130$35,958$31,000
Western Kentucky University
Bowling Green
$11,436$35,746$28,892
Murray State University
Murray
$9,708$34,304$28,162
University of Kentucky
Lexington
$13,212$33,700$30,690

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 135 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.