Median Earnings (1yr)
$37,602
56th percentile
60th percentile in Kentucky
Median Debt
$28,750
6% above national median

Analysis

Northern Kentucky University's liberal arts program sits comfortably above both state and national medians, ranking in the 60th percentile among Kentucky schools—a meaningful achievement for a broadly accessible program at a public university. Graduates earn $37,602 in their first year and $45,457 by year four, outpacing the Kentucky median of $35,025. The $28,750 in typical debt lands below the 35th percentile nationally, meaning most comparable programs leave students with more to repay. At a debt-to-earnings ratio of 0.76, graduates can realistically manage their loans while building careers.

The 21% earnings growth over four years suggests these graduates aren't hitting an immediate ceiling—they're gaining traction in the job market. While this program won't command the starting salaries of Thomas More's standout $62,607, it performs respectably against regional competitors like Eastern Kentucky and Western Kentucky. For in-state students attending NKU, this represents a solid middle-ground option: lower debt than the state median while earning slightly more.

The real advantage here is accessibility paired with reasonable outcomes. With a 96% admission rate and modest debt burden, this program offers a viable path for students who need flexibility in their degree while maintaining earnings potential that exceeds what most liberal arts graduates achieve statewide.

Where Northern Kentucky University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northern Kentucky University$37,602$45,457+21%
Murray State University$34,304$40,665+19%
University of Louisville$22,239$36,444+64%
Morehead State University$30,055$35,212+17%
Western Kentucky University$35,746$33,939-5%

Compare to Similar Programs in Kentucky

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Kentucky (26 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky UniversityHighland Heights$10,896$37,602$45,457$28,7500.76
Thomas More UniversityCrestview Hills$38,400$62,607$29,3580.47
Eastern Kentucky UniversityRichmond$10,130$35,958$33,573$31,0000.86
Western Kentucky UniversityBowling Green$11,436$35,746$33,939$28,8920.81
Murray State UniversityMurray$9,708$34,304$40,665$28,1620.82
University of KentuckyLexington$13,212$33,700$30,6900.91
National Median$36,340$27,0000.74

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 135 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.