Median Earnings (1yr)
$25,974
5th percentile (25th in PA)
Median Debt
$27,000
At national median
Debt-to-Earnings
1.04
Elevated
Sample Size
22
Limited data

Analysis

The small sample size here is critical context, but the numbers still tell a concerning story. Keystone's psychology graduates earn $25,974 in their first year—about $5,000 less than Pennsylvania's median for this program and nearly $9,000 below the national benchmark. That 5th percentile national ranking puts this program at the bottom of its field, even accounting for statistical uncertainty.

The 33% earnings jump to $34,498 by year four offers some relief, bringing graduates closer to typical outcomes. However, the $27,000 in debt—equal to more than a full year's starting salary—creates immediate financial pressure that better-performing programs don't impose. For comparison, Albright College's psychology graduates nearly double Keystone's first-year earnings while carrying similar debt loads.

With fewer than 30 graduates in this data, these figures could shift significantly year-to-year. But even with that caveat, the consistent pattern across both state and national benchmarks suggests real challenges. Parents should recognize this as a high-risk proposition: the combination of below-average earnings and median debt leaves little margin for error, especially if their student needs time to find employment or pursues lower-paying service work common among psychology undergraduates. Unless there are compelling non-financial reasons to attend Keystone, this program doesn't make financial sense.

Where Keystone College Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Keystone CollegeOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Keystone College graduates compare to all programs nationally

Keystone College graduates earn $26k, placing them in the 5th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Pennsylvania (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Keystone College$25,974$34,498$27,0001.04
Albright College$48,838$49,746$39,7620.81
Thomas Jefferson University$43,964$45,447$47,9761.09
Clarks Summit University$30,956—$24,5200.79
Delaware Valley University$29,383—$25,0000.85
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Albright College
Reading
$28,794$48,838$39,762
Thomas Jefferson University
Philadelphia
$45,683$43,964$47,976
Clarks Summit University
Clarks Summit
$32,400$30,956$24,520
Delaware Valley University
Doylestown
$43,300$29,383$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Keystone College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.