Analysis
The small sample size here is critical context, but the numbers still tell a concerning story. Keystone's psychology graduates earn $25,974 in their first year—about $5,000 less than Pennsylvania's median for this program and nearly $9,000 below the national benchmark. That 5th percentile national ranking puts this program at the bottom of its field, even accounting for statistical uncertainty.
The 33% earnings jump to $34,498 by year four offers some relief, bringing graduates closer to typical outcomes. However, the $27,000 in debt—equal to more than a full year's starting salary—creates immediate financial pressure that better-performing programs don't impose. For comparison, Albright College's psychology graduates nearly double Keystone's first-year earnings while carrying similar debt loads.
With fewer than 30 graduates in this data, these figures could shift significantly year-to-year. But even with that caveat, the consistent pattern across both state and national benchmarks suggests real challenges. Parents should recognize this as a high-risk proposition: the combination of below-average earnings and median debt leaves little margin for error, especially if their student needs time to find employment or pursues lower-paying service work common among psychology undergraduates. Unless there are compelling non-financial reasons to attend Keystone, this program doesn't make financial sense.
Where Keystone College Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How Keystone College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Keystone College | $25,974 | $34,498 | +33% |
| Embry-Riddle Aeronautical University-Prescott | $41,456 | $71,212 | +72% |
| Embry-Riddle Aeronautical University-Daytona Beach | $41,456 | $71,212 | +72% |
| Albright College | $48,838 | $49,746 | +2% |
| Thomas Jefferson University | $43,964 | $45,447 | +3% |
Compare to Similar Programs in Pennsylvania
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Pennsylvania (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,850 | $25,974 | $34,498 | $27,000 | 1.04 | |
| $28,794 | $48,838 | $49,746 | $39,762 | 0.81 | |
| $45,683 | $43,964 | $45,447 | $47,976 | 1.09 | |
| $32,400 | $30,956 | — | $24,520 | 0.79 | |
| $43,300 | $29,383 | — | $25,000 | 0.85 | |
| National Median | — | $34,506 | — | $27,000 | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Keystone College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.