Analysis
A debt-to-earnings ratio of 0.42 suggests manageable financial risk for this mathematics program, though the numbers require context. Similar programs across Tennessee report first-year earnings around $51,000—slightly above the national median for bachelor's-level mathematics—while debt levels here track close to national norms at an estimated $21,750. For a school serving primarily Pell-eligible students, this appears to be a pathway that doesn't saddle graduates with outsized debt relative to their early career prospects.
The challenge is that we're working with estimates rather than actual outcomes from Le Moyne-Owen graduates, meaning there's inherent uncertainty about whether this specific program delivers on par with its Tennessee peers. The state's mathematics programs show dramatic variation, from Vanderbilt's six-figure earners to UT-Knoxville's more modest $39,000. Where Le Moyne-Owen falls within that spectrum remains unclear given the limited graduate cohort data.
What matters most: if the estimated earnings hold true, a recent graduate could reasonably manage their debt burden while building a foundation in a field with stable demand. But without actual outcomes data, you're making this decision on faith that Le Moyne-Owen's program performs similarly to comparable institutions—a bet that carries more risk than choosing a program with proven track record data.
Where Le Moyne-Owen College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Tennessee
Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,076 | $51,247* | — | $21,750* | — | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| $10,344 | $57,310* | — | $24,125* | 0.42 | |
| $9,506 | $45,184* | $52,689 | $18,750* | 0.41 | |
| $13,484 | $39,043* | $45,382 | $25,000* | 0.64 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Le Moyne-Owen College, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.