Analysis
Lincoln Memorial's business program sits squarely in Tennessee's middle tier for earnings potential. Based on comparable business programs statewide, graduates typically earn around $40,100 in their first year—matching the state median but falling roughly $7,400 below the national benchmark of $47,500. Within Tennessee alone, programs range from Christian Brothers' $57,670 down to Austin Peay's $35,699, suggesting that school selection matters considerably for business majors in the state.
The estimated $27,000 debt load is actually marginally better than both state and national medians for business degrees, yielding a debt-to-earnings ratio of 0.67. This means graduates would owe roughly eight months of their first-year salary—a manageable figure by most standards. However, the earnings themselves raise questions. At $40,100, similar programs produce starting salaries that may feel modest for a bachelor's degree in business, particularly when private institutions like Christian Brothers demonstrate that Tennessee business programs can generate 44% higher first-year earnings.
For families evaluating this investment, the key consideration is whether Lincoln Memorial's particular approach—smaller classes, regional connections, specific curriculum—provides advantages not captured in these peer-program estimates. The debt burden appears reasonable, but the earnings trajectory relative to higher-performing Tennessee business programs suggests this may not offer the strongest return in the state for students capable of gaining admission to more competitive alternatives.
Where Lincoln Memorial University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Tennessee
Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,150 | $40,100* | — | $27,000* | — | |
| $37,300 | $57,670* | — | $49,125* | 0.85 | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $9,506 | $40,100* | — | $24,450* | 0.61 | |
| $41,320 | $39,325* | $55,388 | $24,000* | 0.61 | |
| $8,675 | $35,699* | $46,376 | $28,987* | 0.81 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln Memorial University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TN. Actual outcomes may vary.