Median Earnings (1yr)
$47,517
20th percentile (40th in OR)
Median Debt
$27,000
16% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
22
Limited data

Analysis

Linfield's finance program starts slowly but shows impressive momentum: graduates earn $47,517 initially—below both state and national medians—but see earnings jump 60% to $76,117 by year four. That trajectory eventually outpaces Oregon's median for finance programs ($52,156) and puts graduates well above typical early-career numbers elsewhere in the state. However, the initial earnings gap matters if your child faces immediate loan payments, and the small sample size (under 30 graduates) means these numbers could shift significantly year to year.

The debt picture is genuinely favorable. At $27,000, borrowing sits below both Oregon's typical finance program debt ($22,041) and the national median, with a manageable 0.57 debt-to-earnings ratio even in that challenging first year. This suggests Linfield students are either borrowing conservatively or receiving solid financial aid packages—important given the school's 88% admission rate and relatively small Pell Grant population.

The key question is whether your child can weather those first couple of years while earnings catch up to debt obligations. The strong four-year number suggests real career development is happening, possibly through alumni networks or graduate school preparation. But with so few data points and that 40th percentile state ranking, this isn't a clear-cut winner compared to larger Oregon programs. If your child is committed to staying in Oregon and values Linfield's small-school environment, the debt load won't sink them—but they should have realistic expectations about entry-level salaries.

Where Linfield University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Linfield UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Linfield University graduates compare to all programs nationally

Linfield University graduates earn $48k, placing them in the 20th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oregon

Finance and Financial Management Services bachelors's programs at peer institutions in Oregon (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Linfield University$47,517$76,117$27,0000.57
Portland State University$52,859$65,045$20,5700.39
Oregon State University$52,156$63,162$22,0410.42
Oregon State University-Cascades Campus$52,156$63,162$22,0410.42
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Oregon

Compare tuition, earnings, and debt across Oregon schools

SchoolIn-State TuitionEarnings (1yr)Debt
Portland State University
Portland
$11,238$52,859$20,570
Oregon State University
Corvallis
$13,494$52,156$22,041
Oregon State University-Cascades Campus
Bend
$12,594$52,156$22,041

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Linfield University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.