Analysis
Portland State's finance program delivers solid results for Oregon students, particularly when you consider the debt burden. Graduates start at nearly $53,000 and see healthy earnings growth to $65,000 by year fourโa 23% jump that suggests good career progression. More importantly, they leave with just $20,570 in median debt, well below both the Oregon median ($22,041) and the national benchmark ($23,332). That 0.39 debt-to-earnings ratio means graduates owe less than five months of their first-year salary, which is manageable by any reasonable standard.
The state context here matters: among Oregon's seven finance programs, PSU ranks in the 60th percentile for earnings while keeping debt below the state average. Yes, first-year earnings trail the national median by about $700, but the trajectory looks promising. The program serves a substantial population of lower-income students (40% receive Pell grants) and delivers outcomes that enable straightforward debt repayment without sacrificing long-term earning potential.
For parents looking at in-state tuition options, this represents a practical path into finance careers. Your child won't command Wall Street salaries immediately, but they'll graduate with reasonable debt and clear upward mobility. The combination of accessible admission, modest debt loads, and steady earnings growth makes this a sensible choice for students interested in finance who want to stay in the Pacific Northwest.
Where Portland State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Portland State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Portland State University | $52,859 | $65,045 | +23% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Linfield University | $47,517 | $76,117 | +60% |
| Oregon State University | $52,156 | $63,162 | +21% |
| Oregon State University-Cascades Campus | $52,156 | $63,162 | +21% |
Compare to Similar Programs in Oregon
Finance and Financial Management Services bachelors's programs at peer institutions in Oregon (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,238 | $52,859 | $65,045 | $20,570 | 0.39 | |
| $13,494 | $52,156 | $63,162 | $22,041 | 0.42 | |
| $12,594 | $52,156 | $63,162 | $22,041 | 0.42 | |
| $49,530 | $47,517 | $76,117 | $27,000 | 0.57 | |
| National Median | โ | $53,590 | โ | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Portland State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 167 graduates with reported earnings and 139 graduates with debt data. Small samples may not be representative.