Median Earnings (1yr)
$52,156
42nd percentile (60th in OR)
Median Debt
$22,041
6% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
112
Adequate data

Analysis

Oregon State's finance program sits right at the state median for earnings but delivers a notably better debt-to-earnings ratio than most finance programs nationally. With graduates carrying $22,041 in debt and earning $52,156 their first year out, the 0.42 ratio means less than six months of gross earnings to cover student loans—a manageable starting point for a field that typically demands strong early-career financial discipline.

The earnings trajectory here is solid, with 21% growth over four years pushing graduates to $63,162. While the program ranks in the 42nd percentile nationally, that comparison includes elite business schools charging significantly more. Among Oregon finance programs—a relevant benchmark given in-state tuition advantages—it ranks in the 60th percentile, essentially tied with Portland State and performing notably better than private alternatives like Linfield. The large sample size confirms these numbers reflect actual graduate outcomes rather than statistical noise.

For Oregon families, this represents a straightforward value proposition: predictable debt, steady earnings growth, and outcomes that match or exceed what other in-state programs deliver. The combination of OSU's accessible admission rate and reasonable debt loads makes this a low-risk entry into finance careers, particularly for students planning to stay in the Pacific Northwest where the median graduate is already earning market rates.

Where Oregon State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Oregon State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Oregon State University graduates compare to all programs nationally

Oregon State University graduates earn $52k, placing them in the 42th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oregon

Finance and Financial Management Services bachelors's programs at peer institutions in Oregon (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Oregon State University$52,156$63,162$22,0410.42
Portland State University$52,859$65,045$20,5700.39
Oregon State University-Cascades Campus$52,156$63,162$22,0410.42
Linfield University$47,517$76,117$27,0000.57
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Oregon

Compare tuition, earnings, and debt across Oregon schools

SchoolIn-State TuitionEarnings (1yr)Debt
Portland State University
Portland
$11,238$52,859$20,570
Oregon State University-Cascades Campus
Bend
$12,594$52,156$22,041
Linfield University
McMinnville
$49,530$47,517$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Oregon State University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 112 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.