Finance and Financial Management Services at Oregon State University
Bachelor's Degree
oregonstate.eduAnalysis
Oregon State's finance program sits right at the state median for earnings but delivers a notably better debt-to-earnings ratio than most finance programs nationally. With graduates carrying $22,041 in debt and earning $52,156 their first year out, the 0.42 ratio means less than six months of gross earnings to cover student loansβa manageable starting point for a field that typically demands strong early-career financial discipline.
The earnings trajectory here is solid, with 21% growth over four years pushing graduates to $63,162. While the program ranks in the 42nd percentile nationally, that comparison includes elite business schools charging significantly more. Among Oregon finance programsβa relevant benchmark given in-state tuition advantagesβit ranks in the 60th percentile, essentially tied with Portland State and performing notably better than private alternatives like Linfield. The large sample size confirms these numbers reflect actual graduate outcomes rather than statistical noise.
For Oregon families, this represents a straightforward value proposition: predictable debt, steady earnings growth, and outcomes that match or exceed what other in-state programs deliver. The combination of OSU's accessible admission rate and reasonable debt loads makes this a low-risk entry into finance careers, particularly for students planning to stay in the Pacific Northwest where the median graduate is already earning market rates.
Where Oregon State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Oregon State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Oregon State University | $52,156 | $63,162 | +21% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Linfield University | $47,517 | $76,117 | +60% |
| Portland State University | $52,859 | $65,045 | +23% |
| Oregon State University-Cascades Campus | $52,156 | $63,162 | +21% |
Compare to Similar Programs in Oregon
Finance and Financial Management Services bachelors's programs at peer institutions in Oregon (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,494 | $52,156 | $63,162 | $22,041 | 0.42 | |
| $11,238 | $52,859 | $65,045 | $20,570 | 0.39 | |
| $12,594 | $52,156 | $63,162 | $22,041 | 0.42 | |
| $49,530 | $47,517 | $76,117 | $27,000 | 0.57 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oregon State University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 112 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.