Median Earnings (1yr)
$20,387
5th percentile (25th in TN)
Median Debt
$24,375
3% below national median
Debt-to-Earnings
1.20
Elevated
Sample Size
30
Adequate data

Analysis

Lipscomb's biology program tells two starkly different stories depending on when you measure success. That $20,387 first-year salary—ranking in just the 5th percentile nationally—means graduates are initially earning about 37% less than the typical Tennessee biology major. However, by year four, earnings jump to $52,176, surpassing not only the state median but also outperforming larger programs like MTSU and University of Memphis.

This dramatic 156% earnings growth suggests many graduates are following extended career paths, likely medical school or other advanced degrees where initial earnings stay low during additional training. The $24,375 debt load is reasonable and slightly below state averages, though that 1.20 debt-to-earnings ratio in year one reflects the challenging initial period. For families, this means being prepared to provide financial support beyond graduation—these graduates aren't immediately self-sufficient.

The key question is whether your child plans to pursue graduate education. If they're headed to medical, dental, or veterinary school, Lipscomb's trajectory makes sense and the debt is manageable for that path. But if they're planning to enter the workforce directly with a bachelor's degree, the first few years will be financially difficult, and they'd likely fare better at UT or MTSU where starting salaries are 40-75% higher. This is a program designed for students with a longer educational horizon, not immediate career entry.

Where Lipscomb University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Lipscomb UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lipscomb University graduates compare to all programs nationally

Lipscomb University graduates earn $20k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Biology bachelors's programs at peer institutions in Tennessee (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lipscomb University$20,387$52,176$24,3751.20
Middle Tennessee State University$35,986$46,822$21,5000.60
University of Memphis$32,145$39,689$25,0000.78
Tennessee State University$30,672$40,923$29,3750.96
The University of Tennessee-Chattanooga$29,643$43,959$20,0000.67
Rhodes College$28,901—$23,4650.81
National Median$32,316—$25,0000.77

Other Biology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middle Tennessee State University
Murfreesboro
$9,506$35,986$21,500
University of Memphis
Memphis
$10,344$32,145$25,000
Tennessee State University
Nashville
$8,568$30,672$29,375
The University of Tennessee-Chattanooga
Chattanooga
$10,144$29,643$20,000
Rhodes College
Memphis
$54,892$28,901$23,465

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lipscomb University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.