Median Earnings (1yr)
$32,145
49th percentile (60th in TN)
Median Debt
$25,000
At national median
Debt-to-Earnings
0.78
Manageable
Sample Size
89
Adequate data

Analysis

University of Memphis biology graduates earn roughly the national median but outperform most Tennessee programs—ranking in the 60th percentile statewide, notably ahead of schools like Rhodes College and UT-Chattanooga. With first-year earnings of $32,145 rising to nearly $40,000 by year four, the 24% growth trajectory suggests graduates are finding increasingly stable positions, likely in healthcare support roles, research, or moving into graduate programs that boost their earning potential.

The $25,000 debt load sits right at national norms for biology degrees, creating a manageable debt-to-earnings ratio under 0.8. This matters for a program serving a substantial population of Pell grant students (40% of the campus), where avoiding excessive debt is critical. Biology often serves as a stepping stone to medical school, graduate programs, or professional healthcare roles, so these early earnings should be viewed through that lens—many graduates may be in temporary positions while preparing for advanced degrees.

For Tennessee families comparing options, Memphis delivers middle-of-the-pack national results while beating the state median by over $4,700 in first-year earnings. That's a meaningful advantage if your child plans to work in-state after graduation. The program won't launch someone into immediate high earnings, but the debt burden is reasonable and the trajectory is upward—a solid foundation for biology students with clear post-graduation plans.

Where University of Memphis Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of MemphisOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $32k, placing them in the 49th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Biology bachelors's programs at peer institutions in Tennessee (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$32,145$39,689$25,0000.78
Middle Tennessee State University$35,986$46,822$21,5000.60
Tennessee State University$30,672$40,923$29,3750.96
The University of Tennessee-Chattanooga$29,643$43,959$20,0000.67
Rhodes College$28,901—$23,4650.81
East Tennessee State University$28,138$37,032$20,6250.73
National Median$32,316—$25,0000.77

Other Biology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middle Tennessee State University
Murfreesboro
$9,506$35,986$21,500
Tennessee State University
Nashville
$8,568$30,672$29,375
The University of Tennessee-Chattanooga
Chattanooga
$10,144$29,643$20,000
Rhodes College
Memphis
$54,892$28,901$23,465
East Tennessee State University
Johnson City
$9,950$28,138$20,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.