Analysis
A debt-to-earnings ratio of 0.45 looks reasonable on paper, but the numbers here tell a qualified story. Peer programs nationally suggest around $59,500 in first-year earnings, while similar private institutions like Lipscomb typically see graduates carrying about $26,600 in debt. That's slightly above the national median for this major but manageable if the earnings materialize—graduates would be dedicating roughly half their first-year salary to debt service.
The challenge is context. Tennessee's MIS programs show significantly lower typical earnings than the national figure—closer to $50,000—and the two state schools with reported data both fall well below the estimated national benchmark. If Lipscomb's outcomes track closer to the Tennessee market than to national patterns, the debt burden becomes less comfortable. The school's 21% Pell enrollment and 67% admission rate suggest it serves a fairly mainstream student body, not necessarily one with extensive safety nets if early career earnings disappoint.
Without actual graduate outcomes from Lipscomb specifically, you're essentially betting on whether this private university's career network and Nashville's tech market can deliver closer to national MIS earnings than to Tennessee's track record. The debt level isn't prohibitive, but it assumes everything goes according to the rosier scenario.
Where Lipscomb University Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Management Information Systems and Services bachelors's programs at peer institutions in Tennessee (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,824 | $59,490* | — | $26,581* | — | |
| $10,344 | $51,524* | $62,471 | $29,768* | 0.58 | |
| $9,506 | $48,608* | $64,340 | $22,375* | 0.46 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lipscomb University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 153 similar programs. Actual outcomes may vary.