Median Earnings (1yr)
$48,608
17th percentile (40th in TN)
Median Debt
$22,375
7% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
103
Adequate data

Analysis

Middle Tennessee State's MIS program starts below expectations but shows impressive momentum. First-year graduates earn $48,608—well below the national median of $59,490 and landing in just the 17th percentile nationally. However, by year four, earnings jump 32% to $64,340, actually surpassing the national median and approaching the 75th percentile threshold. This trajectory matters more than the slow start, especially when you're borrowing a manageable $22,375 (less than both state and national medians).

Within Tennessee, the program sits at the 40th percentile—middle of the pack among 13 schools and nearly matching the state median of $50,066. University of Memphis graduates earn slightly more initially ($51,524), but MTSU's strong growth pattern suggests the gap closes quickly. The debt-to-earnings ratio of 0.46 means your child would owe less than half their first-year salary, a reasonable position that improves significantly as earnings climb.

The key question is whether your child can weather those first few years at lower pay. If they can—perhaps living at home or accepting an entry-level role while building skills—the program appears to deliver solid mid-career value. With robust sample size backing these numbers, the growth trajectory is real, not statistical noise.

Where Middle Tennessee State University Stands

Earnings vs. debt across all management information systems and services bachelors's programs nationally

Middle Tennessee State UniversityOther management information systems and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $49k, placing them in the 17th percentile of all management information systems and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Management Information Systems and Services bachelors's programs at peer institutions in Tennessee (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$48,608$64,340$22,3750.46
University of Memphis$51,524$62,471$29,7680.58
National Median$59,490—$24,0000.40

Other Management Information Systems and Services Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Memphis
Memphis
$10,344$51,524$29,768

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 103 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.