Analysis
A debt load around $27,000 against first-year earnings near $38,000 creates a manageable 0.72 debt-to-earnings ratio—roughly in line with what similar Ohio social work programs produce. Based on comparable programs across the state, graduates typically start just below the national median for social work degrees, with fourth-year earnings climbing to about $40,200. That modest growth trajectory is characteristic of the field, where advancement often requires additional credentials like an MSW rather than just time in the profession.
What's uncertain here is whether Lourdes specifically matches these state-level patterns. The estimated figures come from peer programs in Ohio, and the actual top performers in the state—Capital University at $44,344, Bowling Green at $40,959—show that outcomes can vary significantly even within the same field and geography. The school's 74% admission rate and moderate Pell enrollment suggest it serves a broad student population, but without program-specific data, you can't know if its social work graduates hit these benchmarks or fall short.
The practical question is whether you're comfortable making a decision based on statewide averages rather than verified outcomes from this specific program. If your child is committed to social work as a calling, the debt level is reasonable enough. But request completion rates and job placement data directly from Lourdes to fill in what the federal data can't tell you.
Where Lourdes University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Lourdes University | — | $40,207 | — |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,930 | $37,990* | $40,207 | $27,337* | — | |
| $41,788 | $44,344* | $44,174 | $43,038* | 0.97 | |
| $14,081 | $40,959* | $45,206 | $27,000* | 0.66 | |
| $11,188 | $39,926* | $44,078 | $28,250* | 0.71 | |
| $13,570 | $39,292* | $41,234 | $29,125* | 0.74 | |
| $12,377 | $39,254* | $42,056 | $31,000* | 0.79 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lourdes University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in OH. Actual outcomes may vary.