Median Earnings (1yr)
$17,058
49th percentile
40th percentile in Massachusetts
Median Debt
$7,944
19% below national median

Analysis

Lowell Academy graduates start below the middle of the pack in Massachusetts, earning about $17,000 in their first year—placing them in just the 40th percentile among the state's 22 cosmetology programs. That's roughly $3,500 less than what graduates from top Massachusetts schools like Catherine Hinds Institute earn, a meaningful gap when you're building a client base. The debt load of $7,944 sits slightly below the state average, which helps, but it doesn't fully compensate for the weaker starting position.

The 18% earnings growth over four years brings graduates to about $20,000, which narrows the gap somewhat but still leaves them earning less than top programs' graduates make right out of school. For context, this program performs near the national median but lags behind other Massachusetts options, suggesting that students staying in-state might find better value elsewhere. The moderate debt-to-earnings ratio of 0.47 means graduates would dedicate roughly half their first year's income to debt if they paid it all at once—manageable but not ideal for a field where building savings and investing in your own booth or chair is often crucial.

If your child is set on cosmetology school in Massachusetts and can access one of the higher-performing programs, the data suggests they'd start with a stronger foundation. Lowell Academy won't bury them in debt, but it also won't give them the earnings advantage that other in-state options appear to deliver.

Where Lowell Academy Hairstyling Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Earnings Distribution

How Lowell Academy Hairstyling Institute graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Lowell Academy Hairstyling Institute$17,058$20,060+18%
COLLECTIV Academy-Worcester$20,720$26,886+30%
New England Hair Academy$17,390$26,294+51%
EINE Inc$20,496$26,067+27%
Catherine Hinds Institute of Esthetics$26,234$24,607-6%

Compare to Similar Programs in Massachusetts

Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)

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SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lowell Academy Hairstyling InstituteLowell$17,058$20,060$7,9440.47
Catherine Hinds Institute of EstheticsWoburn$26,234$24,607$7,6670.29
Spa Tech Institute-WestboroWestborough$21,124$23,325$7,1170.34
Spa Tech Institute-PlymouthPlymouth$21,124$23,325$7,1170.34
COLLECTIV Academy-WorcesterWorcester$20,720$26,886$10,6670.51
EINE IncTewksbury$20,496$26,067$8,8330.43
National Median$17,113$9,8620.58

Career Paths

Occupations commonly associated with cosmetology graduates

Skincare Specialists

Provide skincare treatments to face and body to enhance an individual's appearance. Includes electrologists and laser hair removal specialists.

$41,560/yrJobs growth:Postsecondary nondegree award

Barbers

Provide barbering services, such as cutting, trimming, shampooing, and styling hair; trimming beards; or giving shaves.

$35,420/yrJobs growth:Postsecondary nondegree award

Hairdressers, Hairstylists, and Cosmetologists

Provide beauty services, such as cutting, coloring, and styling hair, and massaging and treating scalp. May shampoo hair, apply makeup, dress wigs, remove hair, and provide nail and skincare services.

$35,420/yrJobs growth:Postsecondary nondegree award

Manicurists and Pedicurists

Clean and shape customers' fingernails and toenails. May polish or decorate nails.

$34,660/yrJobs growth:Postsecondary nondegree award

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

First-Line Supervisors of Personal Service Workers

Supervise and coordinate activities of personal service workers.

Makeup Artists, Theatrical and Performance

Apply makeup to performers to reflect period, setting, and situation of their role.

Shampooers

Shampoo and rinse customers' hair.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lowell Academy Hairstyling Institute, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.