Median Earnings (1yr)
$17,058
49th percentile (40th in MA)
Median Debt
$7,944
19% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
51
Adequate data

Analysis

Lowell Academy graduates start below the middle of the pack in Massachusetts, earning about $17,000 in their first year—placing them in just the 40th percentile among the state's 22 cosmetology programs. That's roughly $3,500 less than what graduates from top Massachusetts schools like Catherine Hinds Institute earn, a meaningful gap when you're building a client base. The debt load of $7,944 sits slightly below the state average, which helps, but it doesn't fully compensate for the weaker starting position.

The 18% earnings growth over four years brings graduates to about $20,000, which narrows the gap somewhat but still leaves them earning less than top programs' graduates make right out of school. For context, this program performs near the national median but lags behind other Massachusetts options, suggesting that students staying in-state might find better value elsewhere. The moderate debt-to-earnings ratio of 0.47 means graduates would dedicate roughly half their first year's income to debt if they paid it all at once—manageable but not ideal for a field where building savings and investing in your own booth or chair is often crucial.

If your child is set on cosmetology school in Massachusetts and can access one of the higher-performing programs, the data suggests they'd start with a stronger foundation. Lowell Academy won't bury them in debt, but it also won't give them the earnings advantage that other in-state options appear to deliver.

Where Lowell Academy Hairstyling Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Lowell Academy Hairstyling InstituteOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lowell Academy Hairstyling Institute graduates compare to all programs nationally

Lowell Academy Hairstyling Institute graduates earn $17k, placing them in the 49th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lowell Academy Hairstyling Institute$17,058$20,060$7,9440.47
Catherine Hinds Institute of Esthetics$26,234$24,607$7,6670.29
Spa Tech Institute-Westboro$21,124$23,325$7,1170.34
Spa Tech Institute-Plymouth$21,124$23,325$7,1170.34
COLLECTIV Academy-Worcester$20,720$26,886$10,6670.51
EINE Inc$20,496$26,067$8,8330.43
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Catherine Hinds Institute of Esthetics
Woburn
—$26,234$7,667
Spa Tech Institute-Westboro
Westborough
—$21,124$7,117
Spa Tech Institute-Plymouth
Plymouth
—$21,124$7,117
COLLECTIV Academy-Worcester
Worcester
—$20,720$10,667
EINE Inc
Tewksbury
—$20,496$8,833

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lowell Academy Hairstyling Institute, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.